METRO Credit Union closing costs and rates (2024)
In 2024, METRO Credit Union originated 118 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $3,846. That is $2,895 below the national median of $6,741. METRO Credit Union is most active in Massachusetts with 113 originations there.
Purchase Originations
118
Median Total Costs
$3,846
−43.0% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,090
Median Lender Credits
$34
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 112 | 6.625% | $3,827 | $1,090 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 113 | 6.625% | $3,839 | #85 |
| New Hampshire | 5 | 6.625% | $3,866 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,038 | 6.625% | — | 1 | −$808 | |
| 2 | $3,074 | 6.688% | — | 2 | −$772 | |
| 3 | $3,150 | 6.875% | — | 1 | −$696 | |
| 4 | $3,527 | 6.875% | — | 13 | −$319 | |
| 5 | $3,779 | 6.750% | — | 7 | −$67 | |
| 6 | $3,817 | 8.125% | — | 1 | −$29 | |
| 7 | $3,901 | 6.500% | — | 36 | +$55 | |
| 8 | $3,929 | 6.625% | — | 30 | +$83 | |
| 9 | $4,201 | 6.625% | — | 3 | +$355 | |
| 10 | $4,394 | 6.500% | — | 15 | +$548 | |
| 11 | $4,808 | 6.500% | — | 4 | +$962 | |
| 12 | $4,978 | 6.375% | — | 5 | +$1,132 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.