HARVARD UNIVERSITY EMPLOYEES CREDIT UNION closing costs and rates (2024)
In 2024, HARVARD UNIVERSITY EMPLOYEES CREDIT UNION originated 137 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $3,569. That is $3,172 below the national median of $6,741. HARVARD UNIVERSITY EMPLOYEES CREDIT UNION is most active in Massachusetts with 126 originations there.
Purchase Originations
137
Median Total Costs
$3,569
−47.1% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$595
Median Lender Credits
$500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 137 | 6.750% | $3,569 | $595 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 126 | 6.750% | $3,567 | #78 |
| Connecticut | 3 | 6.750% | $3,684 | — |
| Florida | 3 | 6.750% | $7,007 | — |
| New Hampshire | 3 | 6.875% | $3,240 | — |
| Maine | 1 | 6.875% | $3,509 | — |
| Rhode Island | 1 | 6.500% | $2,732 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,732 | 6.500% | — | 1 | −$837 | |
| 2 | $2,963 | 6.000% | — | 1 | −$606 | |
| 3 | $3,016 | 6.875% | — | 1 | −$553 | |
| 4 | $3,097 | 6.750% | — | 1 | −$472 | |
| 5 | $3,193 | 6.750% | — | 6 | −$376 | |
| 6 | $3,240 | 6.250% | — | 1 | −$329 | |
| 7 | $3,366 | 6.750% | — | 34 | −$203 | |
| 8 | $3,484 | 7.250% | — | 1 | −$85 | |
| 9 | $3,509 | 6.875% | — | 1 | −$60 | |
| 10 | $3,630 | 6.875% | — | 2 | +$61 | |
| 11 | $3,688 | 6.750% | — | 56 | +$119 | |
| 12 | $3,697 | 6.875% | — | 15 | +$128 | |
| 13 | $3,844 | 6.375% | — | 3 | +$275 | |
| 14 | $3,883 | 6.875% | — | 5 | +$314 | |
| 15 | $4,057 | 6.750% | — | 1 | +$488 | |
| 16 | $4,256 | 6.875% | — | 5 | +$687 | |
| 17 | $6,956 | 6.875% | — | 2 | +$3,387 | |
| 18 | $7,007 | 6.750% | — | 1 | +$3,438 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.