Institution for Savings in Newburyport and Its Vicinity closing costs and rates (2024)
In 2024, Institution for Savings in Newburyport and Its Vicinity originated 295 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $3,765. That is $2,976 below the national median of $6,741. Institution for Savings in Newburyport and Its Vicinity is most active in Massachusetts with 254 originations there.
Purchase Originations
295
Median Total Costs
$3,765
−44.1% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$900
Median Lender Credits
$600
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 295 | 6.375% | $3,765 | $900 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 254 | 6.375% | $3,832 | #43 |
| New Hampshire | 38 | 6.375% | $3,564 | — |
| Maine | 3 | 5.990% | $6,492 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,155 | 5.938% | — | 4 | −$610 | |
| 2 | $3,433 | 6.125% | — | 1 | −$332 | |
| 3 | $3,538 | 6.875% | — | 2 | −$227 | |
| 4 | $3,574 | 6.438% | — | 30 | −$191 | |
| 5 | $3,657 | 6.750% | — | 1 | −$108 | |
| 6 | $3,744 | 5.875% | — | 1 | −$21 | |
| 7 | $3,749 | 6.375% | — | 177 | −$16 | |
| 8 | $3,772 | 6.125% | — | 2 | +$7 | |
| 9 | $3,932 | 6.000% | — | 43 | +$167 | |
| 10 | $3,954 | 6.188% | — | 2 | +$189 | |
| 11 | $3,979 | 6.250% | — | 12 | +$214 | |
| 12 | $4,184 | 5.990% | — | 12 | +$419 | |
| 13 | $4,648 | 6.375% | — | 5 | +$883 | |
| 14 | $6,987 | 6.375% | — | 1 | +$3,222 | |
| 15 | $9,637 | 6.370% | — | 2 | +$5,872 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.