Dedham Institution For Savings closing costs and rates (2024)
In 2024, Dedham Institution For Savings originated 148 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $3,968. That is $2,773 below the national median of $6,741. Dedham Institution For Savings is most active in Massachusetts with 147 originations there.
Purchase Originations
148
Median Total Costs
$3,968
−41.1% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$695
Median Lender Credits
$50
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 148 | 6.500% | $3,968 | $695 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 147 | 6.500% | $3,967 | #68 |
| Rhode Island | 1 | 6.375% | $7,536 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,257 | 6.250% | — | 5 | −$711 | |
| 2 | $3,609 | 6.375% | — | 10 | −$359 | |
| 3 | $3,833 | 6.625% | — | 5 | −$135 | |
| 4 | $3,904 | 6.375% | — | 6 | −$64 | |
| 5 | $3,927 | 6.625% | — | 29 | −$41 | |
| 6 | $4,050 | 6.500% | — | 38 | +$82 | |
| 7 | $4,054 | 6.625% | — | 7 | +$86 | |
| 8 | $4,146 | 6.500% | — | 46 | +$178 | |
| 9 | $6,851 | 6.750% | — | 1 | +$2,883 | |
| 10 | $7,536 | 6.375% | — | 1 | +$3,568 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.