Purchase Originations
602
Ranked #565 nationally
Median Total Costs
$4,154
−37.8% vs national ($6,680)
↑ $339 vs prior year
Median Rate
6.250%
−3.7% vs national (6.490%)
↓ 0.250% vs prior year
Median Origination
$899
Median Lender Credits
$750
Cost Rank (500+ vol.)
#122
among lenders with 500+ originations
Denial Rate
3.2%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 571 | 6.250% | $4,124 | $899 |
| fha | 25 | 6.125% | $11,961 | $899 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 558 | 6.250% | $4,167 | #21 |
| Rhode Island | 18 | 6.125% | $4,168 | — |
| Connecticut | 13 | 6.250% | $4,096 | — |
| New Hampshire | 8 | 6.188% | $3,634 | — |
| Florida | 3 | 6.125% | $4,887 | — |
| Maine | 2 | 6.625% | $3,799 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,396 | 5.812% | — | 2 | −$758 | |
| 2 | $3,649 | 6.000% | — | 54 | −$505 | |
| 3 | $3,685 | 6.125% | — | 21 | −$469 | |
| 4 | $3,771 | 6.375% | — | 4 | −$383 | |
| 5 | $3,889 | 6.125% | — | 4 | −$265 | |
| 6 | $3,992 | 6.375% | — | 83 | −$162 | |
| 7 | $4,013 | 6.250% | — | 5 | −$141 | |
| 8 | $4,017 | 6.000% | — | 15 | −$137 | |
| 9 | $4,157 | 6.438% | — | 2 | +$3 | |
| 10 | $4,204 | 6.000% | — | 52 | +$50 | |
| 11 | $4,217 | 6.125% | — | 8 | +$63 | |
| 12 | $4,219 | 6.312% | — | 4 | +$65 | |
| 13 | $4,252 | 6.188% | — | 6 | +$98 | |
| 14 | $4,308 | 6.250% | — | 73 | +$154 | |
| 15 | $4,309 | 6.250% | — | 144 | +$155 | |
| 16 | $4,309 | 6.250% | — | 45 | +$155 | |
| 17 | $4,391 | 6.250% | — | 4 | +$237 | |
| 18 | $4,505 | 6.250% | — | 61 | +$351 | |
| 19 | $5,086 | 6.438% | — | 2 | +$932 | |
| 20 | $12,800 | 6.125% | — | 3 | +$8,646 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Bankesb | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $435,000 | $335,000 | +$100,000 (+29.9%) |
| Median total closing costs | $4,154 | $7,127 | −$2,973 (−41.7%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.