Liberty Bank closing costs and rates (2024)
In 2024, Liberty Bank originated 616 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $3,856. That ranks #559 nationally by origination volume. For total closing costs among lenders with 500+ originations, Liberty Bank ranks #106. That is $2,885 below the national median of $6,741. Liberty Bank is most active in Connecticut with 581 originations there.
Purchase Originations
616
Ranked #559 nationally
Median Total Costs
$3,856
−42.8% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$575
Median Lender Credits
$2,500
Cost Rank (500+ vol.)
#106
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 609 | 6.250% | $3,829 | $575 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Connecticut | 581 | 6.250% | $3,869 | #8 |
| Massachusetts | 35 | 6.250% | $3,404 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,271 | 6.375% | — | 23 | −$585 | |
| 2 | $3,290 | 6.750% | — | 2 | −$566 | |
| 3 | $3,639 | 6.250% | — | 40 | −$217 | |
| 4 | $3,644 | 6.438% | — | 2 | −$212 | |
| 5 | $3,773 | 6.375% | — | 231 | −$83 | |
| 6 | $3,803 | 6.250% | — | 83 | −$53 | |
| 7 | $3,826 | 6.500% | — | 6 | −$30 | |
| 8 | $3,898 | 6.250% | — | 125 | +$42 | |
| 9 | $3,922 | 6.375% | — | 15 | +$66 | |
| 10 | $4,112 | 6.250% | — | 65 | +$256 | |
| 11 | $4,771 | 6.125% | — | 4 | +$915 | |
| 12 | $4,780 | 6.188% | — | 16 | +$924 | |
| 13 | $6,197 | 5.938% | — | 2 | +$2,341 | |
| 14 | $6,236 | 5.750% | — | 1 | +$2,380 | |
| 15 | $9,523 | 6.000% | — | 1 | +$5,667 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.