Cambridge Savings Bank closing costs and rates (2024)
In 2024, Cambridge Savings Bank originated 501 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $4,201. That ranks #637 nationally by origination volume. For total closing costs among lenders with 500+ originations, Cambridge Savings Bank ranks #129. That is $2,540 below the national median of $6,741. Cambridge Savings Bank is most active in Massachusetts with 491 originations there.
Purchase Originations
501
Ranked #637 nationally
Median Total Costs
$4,201
−37.7% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$995
Median Lender Credits
$269
Cost Rank (500+ vol.)
#129
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 501 | 6.375% | $4,201 | $995 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 491 | 6.375% | $4,210 | #21 |
| New Hampshire | 10 | 6.562% | $3,715 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,494 | 6.500% | — | 5 | −$707 | |
| 2 | $3,707 | 6.125% | — | 2 | −$494 | |
| 3 | $3,767 | 6.500% | — | 14 | −$434 | |
| 4 | $3,814 | 6.125% | — | 1 | −$387 | |
| 5 | $3,970 | 7.125% | — | 1 | −$231 | |
| 6 | $4,038 | 6.562% | — | 4 | −$163 | |
| 7 | $4,041 | 6.438% | — | 40 | −$160 | |
| 8 | $4,055 | 6.438% | — | 34 | −$146 | |
| 9 | $4,098 | 6.625% | — | 17 | −$103 | |
| 10 | $4,128 | 6.875% | — | 1 | −$73 | |
| 11 | $4,274 | 6.375% | — | 222 | +$73 | |
| 12 | $4,333 | 6.250% | — | 159 | +$132 | |
| 13 | $4,653 | 6.875% | — | 1 | +$452 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.