Lowest closing cost mortgage lenders in Plymouth County County, Massachusetts
In Plymouth County, Massachusetts, homebuyers paid a median of $5,674 in closing costs in 2024 — above the Massachusetts median of $5,459. The county saw 4,195 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Somerset Federal Credit Union offered the lowest median costs at $1,011, which is $4,200 less than the county median.
Homebuyers in Plymouth County County who chose Somerset Federal Credit Union paid $4,663 less in closing costs than the county median.
County Median Costs
$5,674
+3.9% vs Massachusetts ($5,459)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,640
Purchase Originations
4,195
vs Massachusetts Median
3.9% above
$215
vs National Median
15.8% below
$-1,067
Lender rankings in Plymouth County County
63 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,011 | 6.188% | $1,001 | 16 | −$4,200 | |
| 2 | $3,506 | 6.500% | $500 | 43 | −$1,705 | |
| 3 | $3,609 | 6.375% | $695 | 10 | −$1,602 | |
| 4 | $3,670 | 6.490% | $895 | 37 | −$1,541 | |
| 5 | $3,741 | 6.500% | $0 | 19 | −$1,470 | |
| 6 | $3,767 | 6.500% | $995 | 14 | −$1,444 | |
| 7 | $3,841 | 6.625% | $550 | 11 | −$1,370 | |
| 8 | $3,973 | 6.375% | $699 | 36 | −$1,238 | |
| 9 | $4,147 | 6.750% | $899 | 102 | −$1,064 | |
| 10 | $4,254 | 6.688% | $970 | 12 | −$957 | |
| 11 | $4,307 | 6.500% | $1,164 | 50 | −$904 | |
| 12 | $4,362 | 6.500% | $995 | 33 | −$849 | |
| 13 | $4,383 | 6.312% | $1,345 | 32 | −$828 | |
| 14 | $4,415 | 6.750% | $1,400 | 17 | −$796 | |
| 15 | $4,502 | 6.490% | $1,499 | 15 | −$709 | |
| 16 | $4,617 | 6.495% | $1,399 | 152 | −$594 | |
| 17 | $4,665 | 6.500% | $1,450 | 109 | −$546 | |
| 18 | $4,771 | 6.625% | $1,811 | 11 | −$440 | |
| 19 | $4,792 | 6.438% | $1,125 | 10 | −$419 | |
| 20 | $4,854 | 6.875% | $1,790 | 119 | −$357 | |
| 21 | $4,878 | 6.875% | $1,240 | 11 | −$333 | |
| 22 | $4,920 | 6.625% | $1,395 | 61 | −$292 | |
| 23 | $4,930 | 6.250% | $995 | 15 | −$281 | |
| 24 | $4,958 | 6.625% | $1,664 | 138 | −$253 | |
| 25 | $4,985 | 7.125% | $1,674 | 92 | −$226 | |
| 26 | $4,989 | 6.750% | $1,236 | 23 | −$222 | |
| 27 | $4,993 | 6.500% | $1,490 | 30 | −$218 | |
| 28 | $5,045 | 6.875% | $1,890 | 35 | −$166 | |
| 29 | $5,107 | 6.688% | $1,590 | 114 | −$104 | |
| 30 | $5,109 | 6.250% | $1,550 | 32 | −$102 | |
| 31 | $5,206 | 6.624% | $1,875 | 17 | −$5 | |
| 32 | $5,261 | 5.995% | $1,755 | 10 | +$50 | |
| 33 | $5,262 | 6.875% | $1,496 | 15 | +$50 | |
| 34 | $5,289 | 6.050% | $815 | 27 | +$78 | |
| 35 | $5,305 | 6.375% | $1,582 | 37 | +$94 | |
| 36 | $5,327 | 6.990% | $1,859 | 25 | +$116 | |
| 37 | $5,371 | 6.624% | $2,170 | 25 | +$160 | |
| 38 | $5,375 | 6.800% | $1,640 | 185 | +$164 | |
| 39 | $5,446 | 6.625% | $1,770 | 80 | +$235 | |
| 40 | $5,464 | 6.875% | $1,495 | 166 | +$253 | |
| 41 | $5,492 | 6.375% | $1,300 | 23 | +$282 | |
| 42 | $5,505 | 6.875% | $2,235 | 102 | +$294 | |
| 43 | $5,516 | 6.500% | $2,130 | 13 | +$305 | |
| 44 | $5,850 | 6.750% | $1,640 | 48 | +$639 | |
| 45 | $5,855 | 6.990% | $2,626 | 11 | +$644 | |
| 46 | $5,892 | 6.875% | $1,927 | 94 | +$681 | |
| 47 | $5,901 | 6.625% | $3,182 | 102 | +$690 | |
| 48 | $5,933 | 6.188% | $1,060 | 24 | +$722 | |
| 49 | $6,083 | 6.875% | $1,599 | 18 | +$872 | |
| 50 | $6,135 | 6.375% | $2,696 | 11 | +$924 | |
| 51 | $6,140 | 6.500% | $1,069 | 35 | +$929 | |
| 52 | $6,478 | 6.500% | $2,803 | 29 | +$1,267 | |
| 53 | $6,728 | 6.500% | $1,590 | 56 | +$1,517 | |
| 54 | $6,791 | 6.990% | $2,758 | 25 | +$1,580 | |
| 55 | $6,975 | 6.000% | $500 | 11 | +$1,764 | |
| 56 | $7,182 | 6.625% | $3,811 | 186 | +$1,971 | |
| 57 | $7,385 | 6.875% | $3,590 | 10 | +$2,174 | |
| 58 | $7,495 | 6.375% | $3,650 | 16 | +$2,284 | |
| 59 | $10,028 | 6.490% | $7,476 | 36 | +$4,817 | |
| 60 | $10,345 | 6.500% | $6,847 | 54 | +$5,134 | |
| 61 | $10,836 | 6.875% | $7,511 | 24 | +$5,625 | |
| 62 | $13,636 | 9.558% | $10,790 | 14 | +$8,425 |
Includes lenders with 10+ purchase originations in Plymouth County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Massachusetts → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.