Fall River Five Cents Savings Bank closing costs and rates (2024)
In 2024, Fall River Five Cents Savings Bank originated 455 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $4,338. That is $2,403 below the national median of $6,741. Fall River Five Cents Savings Bank is most active in Massachusetts with 383 originations there.
Purchase Originations
455
Median Total Costs
$4,338
−35.6% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$995
Median Lender Credits
$448
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 352 | 6.500% | $4,057 | $995 |
| fha | 93 | 6.125% | $13,672 | $1,095 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 383 | 6.500% | $4,392 | #29 |
| Rhode Island | 60 | 6.500% | $4,175 | #36 |
| New Hampshire | 7 | 6.750% | $4,614 | — |
| Connecticut | 4 | 6.188% | $3,829 | — |
| Florida | 1 | 5.875% | $7,660 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,917 | 6.125% | — | 3 | −$1,421 | |
| 2 | $3,634 | 5.875% | — | 1 | −$704 | |
| 3 | $3,729 | 6.875% | — | 5 | −$609 | |
| 4 | $4,025 | 6.250% | — | 1 | −$313 | |
| 5 | $4,072 | 6.500% | — | 140 | −$266 | |
| 6 | $4,130 | 6.500% | — | 36 | −$208 | |
| 7 | $4,191 | 6.500% | — | 52 | −$147 | |
| 8 | $4,256 | 6.625% | — | 31 | −$82 | |
| 9 | $4,269 | 6.625% | — | 16 | −$69 | |
| 10 | $4,333 | 5.875% | — | 5 | −$5 | |
| 11 | $4,344 | 6.812% | — | 2 | +$6 | |
| 12 | $4,347 | 6.375% | — | 11 | +$9 | |
| 13 | $4,374 | 6.750% | — | 2 | +$36 | |
| 14 | $4,432 | 6.375% | — | 36 | +$94 | |
| 15 | $4,592 | 6.500% | — | 43 | +$254 | |
| 16 | $4,739 | 6.688% | — | 2 | +$401 | |
| 17 | $7,660 | 5.875% | — | 1 | +$3,322 | |
| 18 | $8,064 | 6.188% | — | 8 | +$3,726 | |
| 19 | $9,038 | 6.625% | — | 4 | +$4,700 | |
| 20 | $13,296 | 6.125% | — | 54 | +$8,958 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.