BRIGHTBRIDGE CREDIT UNION closing costs and rates (2024)
In 2024, BRIGHTBRIDGE CREDIT UNION originated 148 purchase mortgages at a median interest rate of 6.12% and median total closing costs of $3,775. That is $2,966 below the national median of $6,741. BRIGHTBRIDGE CREDIT UNION is most active in Massachusetts with 115 originations there.
Purchase Originations
148
Median Total Costs
$3,775
−44.0% vs national ($6,741)
Median Rate
6.125%
−7.5% vs national (6.620%)
Median Origination
$650
Median Lender Credits
$1,000
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 148 | 6.125% | $3,775 | $650 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 115 | 6.125% | $3,916 | #84 |
| New Hampshire | 28 | 6.250% | $3,356 | — |
| Maine | 3 | 5.990% | $3,679 | — |
| Virginia | 1 | 6.250% | $7,415 | — |
| Vermont | 1 | 6.500% | $3,003 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,904 | 6.500% | — | 1 | −$871 | |
| 2 | $3,003 | 6.500% | — | 1 | −$772 | |
| 3 | $3,016 | 6.125% | — | 1 | −$759 | |
| 4 | $3,018 | 6.375% | — | 9 | −$757 | |
| 5 | $3,193 | 6.000% | — | 3 | −$582 | |
| 6 | $3,232 | 6.562% | — | 6 | −$543 | |
| 7 | $3,250 | 5.990% | — | 3 | −$525 | |
| 8 | $3,403 | 6.375% | — | 1 | −$372 | |
| 9 | $3,405 | 6.250% | — | 19 | −$370 | |
| 10 | $3,561 | 5.990% | — | 1 | −$214 | |
| 11 | $3,668 | 5.990% | — | 15 | −$107 | |
| 12 | $3,771 | 6.125% | — | 38 | −$4 | |
| 13 | $4,094 | 5.990% | — | 2 | +$319 | |
| 14 | $4,426 | 5.990% | — | 17 | +$651 | |
| 15 | $4,748 | 6.125% | — | 30 | +$973 | |
| 16 | $7,415 | 6.250% | — | 1 | +$3,640 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.