The Cape Cod Five Cents Savings Bank closing costs and rates (2024)
In 2024, The Cape Cod Five Cents Savings Bank originated 542 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,149. That ranks #608 nationally by origination volume. For total closing costs among lenders with 500+ originations, The Cape Cod Five Cents Savings Bank ranks #126. That is $2,592 below the national median of $6,741. The Cape Cod Five Cents Savings Bank is most active in Massachusetts with 540 originations there.
Purchase Originations
542
Ranked #608 nationally
Median Total Costs
$4,149
−38.5% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$899
Median Lender Credits
$904
Cost Rank (500+ vol.)
#126
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 529 | 6.625% | $4,137 | $899 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 540 | 6.625% | $4,153 | #16 |
| New Hampshire | 2 | 6.562% | $3,980 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,045 | 7.125% | — | 3 | −$1,104 | |
| 2 | $3,727 | 6.500% | — | 9 | −$422 | |
| 3 | $3,931 | 6.625% | — | 1 | −$218 | |
| 4 | $4,029 | 6.500% | — | 1 | −$120 | |
| 5 | $4,067 | 6.500% | — | 16 | −$82 | |
| 6 | $4,098 | 6.625% | — | 344 | −$51 | |
| 7 | $4,170 | 6.375% | — | 7 | +$21 | |
| 8 | $4,171 | 6.625% | — | 104 | +$22 | |
| 9 | $4,398 | 7.000% | — | 5 | +$249 | |
| 10 | $4,488 | 6.500% | — | 5 | +$339 | |
| 11 | $4,573 | 6.625% | — | 15 | +$424 | |
| 12 | $5,223 | 7.375% | — | 7 | +$1,074 | |
| 13 | $6,718 | 7.375% | — | 25 | +$2,569 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.