Purchase Originations
584
Ranked #581 nationally
Median Total Costs
$5,612
−16.0% vs national ($6,680)
↑ $63 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,890
Median Lender Credits
$780
Cost Rank (500+ vol.)
#247
among lenders with 500+ originations
Denial Rate
7.4%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 532 | 6.625% | $5,499 | $1,890 |
| fha | 48 | 6.250% | $12,071 | $1,890 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Connecticut | 361 | 6.500% | $5,634 | #15 |
| Massachusetts | 143 | 6.625% | $5,406 | #69 |
| New York | 58 | 6.500% | $6,406 | #146 |
| Florida | 13 | 6.625% | $6,867 | — |
| Rhode Island | 4 | 6.500% | $6,748 | — |
| New Hampshire | 2 | 6.375% | $4,995 | — |
| South Carolina | 2 | 6.375% | $5,313 | — |
| New Jersey | 1 | 6.625% | $6,937 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,681 | 6.375% | — | 3 | −$931 | |
| 2 | $5,094 | 6.558% | — | 26 | −$518 | |
| 3 | $5,223 | 6.625% | — | 28 | −$389 | |
| 4 | $5,273 | 6.375% | — | 12 | −$339 | |
| 5 | $5,281 | 6.625% | — | 23 | −$331 | |
| 6 | $5,422 | 6.125% | — | 8 | −$190 | |
| 7 | $5,437 | 6.625% | — | 126 | −$175 | |
| 8 | $5,480 | 6.625% | — | 52 | −$132 | |
| 9 | $5,483 | 6.495% | — | 22 | −$129 | |
| 10 | $5,564 | 6.500% | — | 63 | −$48 | |
| 11 | $5,588 | 6.625% | — | 23 | −$24 | |
| 12 | $5,761 | 6.500% | — | 48 | +$149 | |
| 13 | $5,844 | 6.490% | — | 11 | +$232 | |
| 14 | $5,876 | 6.500% | — | 7 | +$264 | |
| 15 | $6,212 | 6.125% | — | 12 | +$600 | |
| 16 | $6,239 | 6.438% | — | 4 | +$627 | |
| 17 | $6,336 | 6.500% | — | 31 | +$724 | |
| 18 | $6,562 | 6.500% | — | 5 | +$950 | |
| 19 | $6,564 | 6.375% | — | 10 | +$952 | |
| 20 | $6,907 | 6.500% | — | 37 | +$1,295 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | William Raveis Mortgage, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $375,000 | $335,000 | +$40,000 (+11.9%) |
| Median total closing costs | $5,612 | $7,127 | −$1,515 (−21.3%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.