Homebuyers in Norfolk County County who chose ROCKLAND Federal Credit Union paid $2,236 less in closing costs than the county median.
County Median Costs
$5,466
−1.4% vs Massachusetts ($5,543)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,590
Purchase Originations
5,100
Denial Rate
4.2%
vs Massachusetts avg (4.9%)
vs Massachusetts Median
1.4% below
$-77
vs National Median
18.2% below
$-1,214
79 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,230 | 6.375% | $500 | 21 | −$2,115 | |
| 2 | $3,621 | 5.500% | $0 | 16 | −$1,724 | |
| 3 | $3,636 | 6.375% | $695 | 16 | −$1,709 | |
| 4 | $3,725 | 6.000% | $0 | 13 | −$1,620 | |
| 5 | $4,050 | 6.375% | $294 | 40 | −$1,295 | |
| 6 | $4,069 | 6.000% | $695 | 59 | −$1,276 | |
| 7 | $4,077 | 5.688% | $600 | 10 | −$1,268 | |
| 8 | $4,088 | 6.625% | $0 | 13 | −$1,256 | |
| 9 | $4,118 | 5.500% | $745 | 37 | −$1,226 | |
| 10 | $4,142 | 6.625% | $595 | 15 | −$1,203 | |
| 11 | $4,218 | 6.188% | $1,090 | 20 | −$1,127 | |
| 12 | $4,239 | 6.500% | $1,095 | 31 | −$1,106 | |
| 13 | $4,383 | 6.500% | $1,450 | 29 | −$962 | |
| 14 | $4,479 | 6.250% | $899 | 58 | −$866 | |
| 15 | $4,562 | 6.625% | $1,595 | 14 | −$783 | |
| 16 | $4,654 | 6.250% | $1,245 | 43 | −$691 | |
| 17 | $4,658 | 6.250% | $1,295 | 52 | −$687 | |
| 18 | $4,662 | 5.990% | $1,195 | 13 | −$684 | |
| 19 | $4,667 | 5.990% | $1,345 | 58 | −$678 | |
| 20 | $4,745 | 6.250% | $899 | 10 | −$600 | |
| 21 | $4,777 | 6.500% | $1,199 | 11 | −$568 | |
| 22 | $4,798 | 6.250% | $1,450 | 113 | −$548 | |
| 23 | $4,857 | 6.375% | $997 | 16 | −$488 | |
| 24 | $4,858 | 6.625% | $1,674 | 104 | −$487 | |
| 25 | $4,897 | 6.500% | $1,445 | 33 | −$448 |
Includes lenders with 10+ purchase originations in Norfolk County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Massachusetts → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.