UniBank for Savings closing costs and rates (2024)
In 2024, UniBank for Savings originated 174 purchase mortgages at a median interest rate of 6.12% and median total closing costs of $3,428. That is $3,313 below the national median of $6,741. UniBank for Savings is most active in Massachusetts with 159 originations there.
Purchase Originations
174
Median Total Costs
$3,428
−49.1% vs national ($6,741)
Median Rate
6.125%
−7.5% vs national (6.620%)
Median Origination
$500
Median Lender Credits
$500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 174 | 6.125% | $3,428 | $500 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 159 | 6.125% | $3,372 | #62 |
| Connecticut | 5 | 6.500% | $4,424 | — |
| New Hampshire | 5 | 6.000% | $3,920 | — |
| Rhode Island | 5 | 6.125% | $3,960 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,894 | 6.500% | — | 1 | −$534 | |
| 2 | $2,988 | 5.875% | — | 2 | −$440 | |
| 3 | $3,257 | 6.125% | — | 91 | −$171 | |
| 4 | $3,390 | 6.875% | — | 1 | −$38 | |
| 5 | $3,404 | 6.125% | — | 5 | −$24 | |
| 6 | $3,549 | 5.990% | — | 19 | +$121 | |
| 7 | $3,592 | 6.000% | — | 29 | +$164 | |
| 8 | $3,774 | 5.990% | — | 3 | +$346 | |
| 9 | $3,859 | 6.312% | — | 4 | +$431 | |
| 10 | $3,894 | 6.125% | — | 1 | +$466 | |
| 11 | $3,920 | 6.000% | — | 1 | +$492 | |
| 12 | $3,922 | 6.125% | — | 6 | +$494 | |
| 13 | $4,095 | 6.125% | — | 1 | +$667 | |
| 14 | $4,151 | 6.058% | — | 2 | +$723 | |
| 15 | $4,424 | 6.500% | — | 5 | +$996 | |
| 16 | $4,824 | 5.990% | — | 1 | +$1,396 | |
| 17 | $6,651 | 6.058% | — | 2 | +$3,223 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.