TIB National Association closing costs and rates (2024)
In 2024, TIB National Association originated 169 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $6,732. That is $9 below the national median of $6,741. TIB National Association is most active in Texas with 95 originations there.
Purchase Originations
169
Median Total Costs
$6,732
−0.1% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,642
Median Lender Credits
$789
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 114 | 6.875% | $6,541 | $3,401 |
| fha | 32 | 6.750% | $9,044 | $2,819 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 95 | 6.750% | $7,146 | #281 |
| Louisiana | 24 | 6.688% | $6,969 | — |
| Oklahoma | 12 | 6.812% | $6,320 | — |
| Arkansas | 9 | 6.625% | $6,662 | — |
| New Mexico | 9 | 6.500% | $5,042 | — |
| Missouri | 7 | 6.750% | $4,106 | — |
| Illinois | 3 | 6.875% | $6,732 | — |
| Minnesota | 2 | 6.688% | $6,934 | — |
| Montana | 2 | 7.312% | $7,268 | — |
| Arizona | 1 | 7.250% | $10,224 | — |
| Iowa | 1 | 6.125% | $6,298 | — |
| Indiana | 1 | 5.875% | $4,863 | — |
| Kansas | 1 | 6.750% | $10,936 | — |
| Rhode Island | 1 | 7.125% | $5,421 | — |
| Washington | 1 | 6.875% | $15,107 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,978 | 6.625% | — | 4 | −$3,754 | |
| 2 | $4,213 | 6.875% | — | 5 | −$2,519 | |
| 3 | $4,425 | 7.000% | — | 2 | −$2,307 | |
| 4 | $5,030 | 6.750% | — | 3 | −$1,702 | |
| 5 | $5,042 | 6.875% | — | 3 | −$1,690 | |
| 6 | $5,189 | 6.875% | — | 7 | −$1,543 | |
| 7 | $5,558 | 5.875% | — | 3 | −$1,174 | |
| 8 | $5,649 | 6.875% | — | 6 | −$1,083 | |
| 9 | $5,913 | 6.000% | — | 5 | −$819 | |
| 10 | $6,470 | 7.000% | — | 5 | −$262 | |
| 11 | $6,566 | 6.750% | — | 3 | −$166 | |
| 12 | $7,182 | 6.625% | — | 4 | +$450 | |
| 13 | $7,254 | 6.500% | — | 5 | +$522 | |
| 14 | $7,337 | 6.250% | — | 3 | +$605 | |
| 15 | $8,125 | 6.875% | — | 7 | +$1,393 | |
| 16 | $9,412 | 7.000% | — | 3 | +$2,680 | |
| 17 | $9,460 | 6.938% | — | 8 | +$2,728 | |
| 18 | $9,813 | 6.750% | — | 9 | +$3,081 | |
| 19 | $10,338 | 6.750% | — | 5 | +$3,606 | |
| 20 | $14,623 | 6.750% | — | 5 | +$7,891 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.