RANLIFE, INC. closing costs and rates (2024)
In 2024, RANLIFE, INC. originated 384 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $14,130. That is $7,389 above the national median of $6,741. RANLIFE, INC. is most active in Utah with 322 originations there.
Purchase Originations
384
Median Total Costs
$14,130
+109.6% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$7,181
Median Lender Credits
$1,465
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 171 | 6.625% | $8,875 | $6,039 |
| fha | 171 | 6.250% | $18,296 | $8,013 |
| va | 39 | 6.250% | $15,054 | $7,753 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Utah | 322 | 6.428% | $14,679 | #21 |
| Texas | 11 | 6.500% | $9,246 | — |
| Oregon | 10 | 6.750% | $8,899 | — |
| Idaho | 6 | 7.000% | $6,671 | — |
| Florida | 4 | 6.308% | $15,150 | — |
| New Mexico | 4 | 6.375% | $6,178 | — |
| Tennessee | 4 | 6.938% | $9,033 | — |
| Arizona | 3 | 7.250% | $13,754 | — |
| California | 3 | 6.875% | $14,427 | — |
| Virginia | 3 | 6.250% | $15,947 | — |
| Colorado | 2 | 7.433% | $16,488 | — |
| Illinois | 2 | 6.770% | $8,696 | — |
| Minnesota | 2 | 6.562% | $8,124 | — |
| North Carolina | 2 | 6.125% | $15,672 | — |
| South Carolina | 2 | 6.558% | $12,269 | — |
| Washington | 2 | 7.062% | $10,904 | — |
| Indiana | 1 | 6.240% | $9,502 | — |
| Oklahoma | 1 | 5.875% | $16,872 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,295 | 6.500% | — | 3 | −$9,835 | |
| 2 | $7,128 | 6.500% | — | 2 | −$7,002 | |
| 3 | $7,570 | 6.625% | — | 3 | −$6,560 | |
| 4 | $8,208 | 6.870% | — | 2 | −$5,922 | |
| 5 | $8,847 | 6.312% | — | 6 | −$5,283 | |
| 6 | $9,502 | 6.240% | — | 1 | −$4,628 | |
| 7 | $9,511 | 6.250% | — | 2 | −$4,619 | |
| 8 | $9,987 | 7.250% | — | 1 | −$4,143 | |
| 9 | $10,914 | 7.250% | — | 2 | −$3,216 | |
| 10 | $13,498 | 6.188% | — | 2 | −$632 | |
| 11 | $13,566 | 6.375% | — | 35 | −$564 | |
| 12 | $13,830 | 6.500% | — | 5 | −$300 | |
| 13 | $14,097 | 6.500% | — | 141 | −$33 | |
| 14 | $14,707 | 6.625% | — | 53 | +$577 | |
| 15 | $15,351 | 6.250% | — | 49 | +$1,221 | |
| 16 | $16,530 | 6.500% | — | 21 | +$2,400 | |
| 17 | $16,578 | 6.688% | — | 2 | +$2,448 | |
| 18 | $18,529 | 6.125% | — | 5 | +$4,399 | |
| 19 | $18,652 | 5.933% | — | 2 | +$4,522 | |
| 20 | $23,163 | 5.990% | — | 3 | +$9,033 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.