Purchase Originations
255
Median Total Costs
$9,618
+44.0% vs national ($6,680)
↑ $46 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$4,380
Median Lender Credits
$140
Denial Rate
3.6%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 146 | 6.500% | $8,339 | $4,633 |
| fha | 60 | 6.375% | $12,032 | $4,179 |
| va | 49 | 6.250% | $9,803 | $4,045 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,024 | 6.250% | — | 3 | −$2,594 | |
| 2 | $7,993 | 6.750% | — | 3 | −$1,625 | |
| 3 | $8,312 | 6.812% | — | 4 | −$1,306 | |
| 4 | $8,361 | 6.240% | — | 11 | −$1,257 | |
| 5 | $8,862 | 6.562% | — | 8 | −$756 | |
| 6 | $9,471 | 6.875% | — | 27 | −$147 | |
| 7 | $9,530 | 6.250% | — | 5 | −$88 | |
| 8 | $9,609 | 6.750% | — | 5 | −$9 | |
| 9 | $9,631 | 6.250% | — | 5 | +$13 | |
| 10 | $9,673 | 6.375% | — | 72 | +$55 | |
| 11 | $9,788 | 6.875% | — | 5 | +$170 | |
| 12 | $9,788 | 6.500% | — | 5 | +$170 | |
| 13 | $9,885 | 6.625% | — | 19 | +$267 | |
| 14 | $10,583 | 6.438% | — | 16 | +$965 | |
| 15 | $10,862 | 6.562% | — | 4 | +$1,244 | |
| 16 | $11,122 | 6.500% | — | 5 | +$1,504 | |
| 17 | $11,315 | 6.250% | — | 3 | +$1,697 | |
| 18 | $11,647 | 6.500% | — | 5 | +$2,029 | |
| 19 | $12,641 | 6.438% | — | 10 | +$3,023 | |
| 20 | $13,496 | 6.750% | — | 4 | +$3,878 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Platinum Eagle Mortgage LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $295,000 | $335,000 | −$40,000 (−11.9%) |
| Median total closing costs | $9,618 | $7,127 | +$2,491 (+35.0%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.