Lowest closing cost mortgage lenders in Gregg County County, Texas
In Gregg County, Texas, homebuyers paid a median of $7,030 in closing costs in 2024 — below the Texas median of $8,418. The county saw 866 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, EAST TEXAS PROFESSIONAL Credit Union offered the lowest median costs at $3,234, which is $2,090 less than the county median.
Homebuyers in Gregg County County who chose EAST TEXAS PROFESSIONAL Credit Union paid $3,796 less in closing costs than the county median.
County Median Costs
$7,030
−16.5% vs Texas ($8,418)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,381
Purchase Originations
866
vs Texas Median
16.5% below
$-1,388
vs National Median
4.3% above
$289
Lender rankings in Gregg County County
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,234 | 7.000% | $100 | 10 | −$2,090 | |
| 2 | $3,294 | 7.625% | $1,000 | 19 | −$2,030 | |
| 3 | $4,359 | 6.312% | $2,139 | 12 | −$965 | |
| 4 | $4,641 | 7.450% | $1,060 | 17 | −$683 | |
| 5 | $4,845 | 6.750% | $2,170 | 15 | −$479 | |
| 6 | $5,003 | 6.875% | $1,555 | 87 | −$321 | |
| 7 | $5,592 | 6.875% | $2,273 | 34 | +$268 | |
| 8 | $6,605 | 6.625% | $3,936 | 34 | +$1,281 | |
| 9 | $6,619 | 6.625% | $3,330 | 38 | +$1,295 | |
| 10 | $6,679 | 7.188% | $3,702 | 10 | +$1,355 | |
| 11 | $6,699 | 6.875% | $4,500 | 27 | +$1,375 |
Includes lenders with 10+ purchase originations in Gregg County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.