Homebuyers in Gregg County County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,582 less in closing costs than the county median.
County Median Costs
$7,189
−14.4% vs Texas ($8,397)
Median Rate
6.510%
+0.3% vs national (6.490%)
Median Origination
$2,200
Purchase Originations
941
Denial Rate
13.9%
vs Texas avg (12.0%)
vs Texas Median
14.4% below
$-1,208
vs National Median
7.6% above
$509
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,980 | 6.312% | $100 | 10 | −$2,638 | |
| 2 | $3,797 | 7.000% | $1,000 | 16 | −$1,821 | |
| 3 | $3,947 | 6.500% | $1,279 | 14 | −$1,671 | |
| 4 | $4,601 | 6.562% | $2,143 | 12 | −$1,017 | |
| 5 | $4,601 | 7.000% | $1,110 | 18 | −$1,017 | |
| 6 | $4,641 | 6.250% | $960 | 27 | −$977 | |
| 7 | $5,298 | 6.750% | $1,650 | 69 | −$320 | |
| 8 | $5,690 | 6.875% | $2,487 | 26 | +$72 | |
| 9 | $5,939 | 6.625% | $2,371 | 53 | +$321 | |
| 10 | $6,309 | 6.500% | $1,795 | 18 | +$691 | |
| 11 | $6,623 | 6.625% | $3,457 | 50 | +$1,005 | |
| 12 | $6,640 | 6.500% | $3,505 | 31 | +$1,022 | |
| 13 | $7,071 | 6.875% | $3,130 | 11 | +$1,453 |
Includes lenders with 10+ purchase originations in Gregg County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.