VeraBank, National Association closing costs and rates (2024)
In 2024, VeraBank, National Association originated 346 purchase mortgages at a median interest rate of 7.62% and median total closing costs of $3,633. That is $3,108 below the national median of $6,741. VeraBank, National Association is most active in Texas with 345 originations there.
Purchase Originations
346
Median Total Costs
$3,633
−46.1% vs national ($6,741)
Median Rate
7.625%
+15.2% vs national (6.620%)
Median Origination
$1,000
Median Lender Credits
$100
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 340 | 7.625% | $3,622 | $1,000 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,227 | 7.500% | — | 4 | −$1,406 | |
| 2 | $2,269 | 7.625% | — | 17 | −$1,364 | |
| 3 | $2,558 | 7.188% | — | 6 | −$1,075 | |
| 4 | $2,784 | 7.625% | — | 14 | −$849 | |
| 5 | $2,850 | 7.562% | — | 4 | −$783 | |
| 6 | $3,237 | 7.625% | — | 5 | −$396 | |
| 7 | $3,294 | 7.625% | — | 19 | −$339 | |
| 8 | $3,477 | 7.625% | — | 3 | −$156 | |
| 9 | $3,510 | 7.625% | — | 24 | −$123 | |
| 10 | $3,614 | 7.250% | — | 21 | −$19 | |
| 11 | $3,638 | 7.250% | — | 11 | +$5 | |
| 12 | $3,643 | 7.250% | — | 7 | +$10 | |
| 13 | $3,741 | 7.058% | — | 4 | +$108 | |
| 14 | $3,801 | 7.625% | — | 29 | +$168 | |
| 15 | $3,986 | 7.250% | — | 29 | +$353 | |
| 16 | $3,999 | 7.500% | — | 38 | +$366 | |
| 17 | $4,030 | 7.625% | — | 67 | +$397 | |
| 18 | $4,720 | 7.250% | — | 9 | +$1,087 | |
| 19 | $5,065 | 7.188% | — | 4 | +$1,432 | |
| 20 | $5,817 | 7.125% | — | 4 | +$2,184 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.