Lowest closing cost mortgage lenders in Collin County County, Texas
In Collin County, Texas, homebuyers paid a median of $8,263 in closing costs in 2024 — near the Texas median of $8,418. The county saw 17,815 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, PRIORITY HOME MORTGAGE, L.P. offered the lowest median costs at $30, which is $7,293 less than the county median.
Homebuyers in Collin County County who chose PRIORITY HOME MORTGAGE, L.P. paid $8,233 less in closing costs than the county median.
County Median Costs
$8,263
−1.8% vs Texas ($8,418)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,887
Purchase Originations
17,815
vs Texas Median
1.8% below
$-155
vs National Median
22.6% above
$1,522
Lender rankings in Collin County County
152 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $30 | 6.875% | $0 | 136 | −$7,293 | |
| 2 | $500 | 6.375% | $500 | 406 | −$6,823 | |
| 3 | $1,033 | 6.875% | $0 | 240 | −$6,290 | |
| 4 | $2,165 | 6.500% | $0 | 404 | −$5,158 | |
| 5 | $3,501 | 6.162% | $815 | 22 | −$3,822 | |
| 6 | $3,739 | 6.438% | $0 | 14 | −$3,584 | |
| 7 | $3,876 | 5.500% | $0 | 249 | −$3,447 | |
| 8 | $3,921 | 5.000% | $1,775 | 491 | −$3,402 | |
| 9 | $4,295 | 6.125% | $1,680 | 14 | −$3,028 | |
| 10 | $4,436 | 6.938% | $1,160 | 34 | −$2,887 | |
| 11 | $4,709 | 7.125% | $1,495 | 13 | −$2,614 | |
| 12 | $4,886 | 6.875% | $1,082 | 250 | −$2,437 | |
| 13 | $4,922 | 6.375% | $1,200 | 13 | −$2,401 | |
| 14 | $4,925 | 6.250% | $0 | 11 | −$2,398 | |
| 15 | $5,228 | 6.500% | $0 | 54 | −$2,095 | |
| 16 | $5,229 | 6.250% | $1,435 | 106 | −$2,094 | |
| 17 | $5,331 | 6.125% | $1,065 | 35 | −$1,992 | |
| 18 | $5,331 | 6.500% | $0 | 12 | −$1,992 | |
| 19 | $5,350 | 6.750% | $125 | 221 | −$1,973 | |
| 20 | $5,450 | 6.500% | $250 | 34 | −$1,873 | |
| 21 | $5,485 | 6.490% | $126 | 54 | −$1,838 | |
| 22 | $5,644 | 6.312% | $1,195 | 28 | −$1,679 | |
| 23 | $5,698 | 7.500% | $1,375 | 15 | −$1,625 | |
| 24 | $5,707 | 6.500% | $1,527 | 10 | −$1,616 | |
| 25 | $5,775 | 6.500% | $1,495 | 21 | −$1,548 | |
| 26 | $5,864 | 6.375% | $750 | 31 | −$1,459 | |
| 27 | $5,943 | 6.990% | $112 | 20 | −$1,380 | |
| 28 | $5,968 | 6.525% | $1,640 | 33 | −$1,355 | |
| 29 | $6,207 | 6.625% | $1,270 | 19 | −$1,116 | |
| 30 | $6,378 | 6.625% | $1,695 | 31 | −$945 | |
| 31 | $6,502 | 6.375% | $1,125 | 456 | −$821 | |
| 32 | $6,521 | 6.500% | $1,595 | 55 | −$802 | |
| 33 | $6,521 | 6.625% | $2,814 | 61 | −$802 | |
| 34 | $6,541 | 6.625% | $1,550 | 25 | −$782 | |
| 35 | $6,597 | 7.062% | $1,971 | 18 | −$726 | |
| 36 | $6,621 | 7.062% | $2,620 | 14 | −$702 | |
| 37 | $6,668 | 6.625% | $1,690 | 22 | −$655 | |
| 38 | $6,682 | 6.625% | $2,929 | 578 | −$641 | |
| 39 | $6,688 | 6.625% | $1,729 | 10 | −$635 | |
| 40 | $6,724 | 6.625% | $1,095 | 63 | −$599 | |
| 41 | $6,821 | 7.000% | $1,737 | 79 | −$502 | |
| 42 | $6,876 | 6.875% | $2,319 | 12 | −$447 | |
| 43 | $6,882 | 6.500% | $3,109 | 59 | −$441 | |
| 44 | $6,894 | 6.500% | $1,948 | 25 | −$429 | |
| 45 | $6,912 | 7.000% | $1,896 | 26 | −$411 | |
| 46 | $6,973 | 7.125% | $2,051 | 56 | −$350 | |
| 47 | $6,985 | 6.750% | $1,700 | 90 | −$338 | |
| 48 | $6,993 | 6.562% | $1,795 | 130 | −$330 | |
| 49 | $7,060 | 6.312% | $695 | 14 | −$263 | |
| 50 | $7,126 | 6.750% | $1,971 | 33 | −$197 | |
| 51 | $7,190 | 6.500% | $3,191 | 28 | −$133 | |
| 52 | $7,196 | 6.875% | $3,491 | 42 | −$127 | |
| 53 | $7,219 | 7.125% | $2,945 | 18 | −$104 | |
| 54 | $7,230 | 6.500% | $1,515 | 93 | −$93 | |
| 55 | $7,233 | 7.124% | $2,688 | 13 | −$90 | |
| 56 | $7,304 | 6.875% | $2,095 | 123 | −$19 | |
| 57 | $7,350 | 6.625% | $1,924 | 24 | +$27 | |
| 58 | $7,351 | 6.625% | $2,750 | 42 | +$28 | |
| 59 | $7,374 | 6.625% | $2,550 | 45 | +$51 | |
| 60 | $7,440 | 6.500% | $1,871 | 52 | +$117 | |
| 61 | $7,446 | 6.375% | $3,008 | 420 | +$123 | |
| 62 | $7,463 | 6.500% | $1,240 | 46 | +$140 | |
| 63 | $7,473 | 6.625% | $2,043 | 43 | +$150 | |
| 64 | $7,493 | 6.490% | $1,670 | 253 | +$170 | |
| 65 | $7,523 | 6.625% | $1,917 | 58 | +$200 | |
| 66 | $7,578 | 6.575% | $2,356 | 153 | +$255 | |
| 67 | $7,592 | 9.125% | $3,959 | 31 | +$269 | |
| 68 | $7,637 | 6.400% | $1,021 | 30 | +$314 | |
| 69 | $7,645 | 6.625% | $1,342 | 40 | +$322 | |
| 70 | $7,705 | 6.625% | $2,250 | 171 | +$382 | |
| 71 | $7,717 | 6.375% | $2,389 | 61 | +$394 | |
| 72 | $7,914 | 6.875% | $3,392 | 67 | +$591 | |
| 73 | $8,048 | 6.625% | $2,606 | 95 | +$725 | |
| 74 | $8,050 | 6.750% | $2,955 | 220 | +$728 | |
| 75 | $8,057 | 6.875% | $3,650 | 108 | +$734 | |
| 76 | $8,076 | 6.750% | $1,325 | 75 | +$753 | |
| 77 | $8,088 | 6.750% | $3,410 | 14 | +$765 | |
| 78 | $8,097 | 6.500% | $3,241 | 271 | +$774 | |
| 79 | $8,131 | 6.625% | $2,862 | 16 | +$808 | |
| 80 | $8,139 | 6.990% | $3,810 | 107 | +$816 | |
| 81 | $8,173 | 6.625% | $3,184 | 31 | +$850 | |
| 82 | $8,183 | 6.625% | $1,042 | 12 | +$860 | |
| 83 | $8,291 | 6.625% | $3,625 | 61 | +$968 | |
| 84 | $8,380 | 6.750% | $3,119 | 54 | +$1,057 | |
| 85 | $8,477 | 6.875% | $1,250 | 11 | +$1,154 | |
| 86 | $8,524 | 6.500% | $1,090 | 22 | +$1,201 | |
| 87 | $8,553 | 6.625% | $2,960 | 218 | +$1,230 | |
| 88 | $8,559 | 6.624% | $2,198 | 130 | +$1,236 | |
| 89 | $8,614 | 6.625% | $3,950 | 1,145 | +$1,291 | |
| 90 | $8,642 | 6.625% | $2,029 | 87 | +$1,319 | |
| 91 | $8,661 | 6.625% | $4,023 | 39 | +$1,338 | |
| 92 | $8,664 | 6.625% | $3,494 | 20 | +$1,341 | |
| 93 | $8,718 | 6.500% | $3,274 | 430 | +$1,395 | |
| 94 | $8,720 | 6.500% | $2,129 | 84 | +$1,397 | |
| 95 | $8,784 | 6.625% | $6,179 | 29 | +$1,461 | |
| 96 | $8,832 | 6.625% | $5,871 | 58 | +$1,509 | |
| 97 | $8,844 | 7.000% | $5,952 | 16 | +$1,521 | |
| 98 | $8,863 | 6.625% | $4,836 | 28 | +$1,540 | |
| 99 | $8,892 | 6.624% | $5,303 | 175 | +$1,569 | |
| 100 | $9,050 | 6.933% | $3,947 | 44 | +$1,727 | |
| 101 | $9,102 | 6.188% | $3,950 | 16 | +$1,779 | |
| 102 | $9,121 | 6.438% | $4,754 | 12 | +$1,798 | |
| 103 | $9,190 | 6.875% | $3,815 | 21 | +$1,867 | |
| 104 | $9,212 | 6.500% | $4,058 | 71 | +$1,889 | |
| 105 | $9,232 | 5.990% | $4,680 | 77 | +$1,909 | |
| 106 | $9,324 | 6.625% | $4,405 | 17 | +$2,001 | |
| 107 | $9,334 | 6.625% | $5,375 | 21 | +$2,011 | |
| 108 | $9,414 | 6.625% | $1,695 | 11 | +$2,091 | |
| 109 | $9,490 | 6.625% | $4,807 | 22 | +$2,167 | |
| 110 | $9,492 | 6.875% | $3,545 | 39 | +$2,169 | |
| 111 | $9,584 | 6.875% | $4,755 | 18 | +$2,261 | |
| 112 | $9,607 | 6.375% | $5,413 | 16 | +$2,284 | |
| 113 | $9,778 | 6.750% | $4,350 | 25 | +$2,455 | |
| 114 | $9,810 | 7.308% | $5,616 | 10 | +$2,487 | |
| 115 | $9,825 | 5.990% | $4,791 | 65 | +$2,502 | |
| 116 | $9,858 | 6.625% | $5,261 | 73 | +$2,535 | |
| 117 | $10,162 | 6.625% | $3,198 | 23 | +$2,839 | |
| 118 | $10,182 | 6.990% | $5,405 | 20 | +$2,859 | |
| 119 | $10,204 | 6.990% | $3,833 | 25 | +$2,882 | |
| 120 | $10,241 | 6.808% | $6,025 | 24 | +$2,918 | |
| 121 | $10,307 | 6.625% | $6,213 | 70 | +$2,984 | |
| 122 | $10,353 | 6.875% | $4,739 | 52 | +$3,030 | |
| 123 | $10,369 | 6.990% | $6,372 | 25 | +$3,046 | |
| 124 | $10,510 | 7.125% | $5,363 | 27 | +$3,187 | |
| 125 | $10,551 | 8.183% | $6,714 | 16 | +$3,228 | |
| 126 | $10,666 | 7.000% | $6,293 | 21 | +$3,343 | |
| 127 | $10,841 | 6.624% | $6,254 | 156 | +$3,518 | |
| 128 | $10,951 | 6.875% | $6,946 | 20 | +$3,628 | |
| 129 | $11,000 | 6.438% | $2,725 | 14 | +$3,677 | |
| 130 | $11,098 | 6.990% | $5,850 | 232 | +$3,775 | |
| 131 | $11,391 | 6.875% | $8,520 | 11 | +$4,068 | |
| 132 | $11,513 | 6.875% | $8,073 | 14 | +$4,190 | |
| 133 | $11,560 | 6.875% | $5,816 | 16 | +$4,237 | |
| 134 | $11,588 | 6.500% | $4,946 | 235 | +$4,265 | |
| 135 | $12,143 | 6.375% | $7,933 | 25 | +$4,820 | |
| 136 | $12,222 | 6.490% | $6,710 | 27 | +$4,899 | |
| 137 | $12,451 | 6.625% | $7,164 | 14 | +$5,128 | |
| 138 | $12,515 | 6.625% | $6,499 | 63 | +$5,192 | |
| 139 | $13,106 | 6.624% | $8,388 | 276 | +$5,783 | |
| 140 | $13,778 | 7.562% | $9,091 | 12 | +$6,455 | |
| 141 | $14,143 | 7.062% | $9,020 | 20 | +$6,820 | |
| 142 | $15,176 | 7.375% | $9,370 | 10 | +$7,853 | |
| 143 | $17,212 | 8.625% | $12,295 | 14 | +$9,889 | |
| 144 | $17,684 | 7.875% | $12,976 | 21 | +$10,361 | |
| 145 | $17,714 | 7.625% | $12,006 | 16 | +$10,391 | |
| 146 | $19,962 | 6.625% | $4,640 | 22 | +$12,639 | |
| 147 | $22,987 | 9.125% | $16,238 | 16 | +$15,664 |
Includes lenders with 10+ purchase originations in Collin County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.