RANDOLPH-BROOKS FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, RANDOLPH-BROOKS FEDERAL CREDIT UNION originated 728 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $5,615. That ranks #491 nationally by origination volume. For total closing costs among lenders with 500+ originations, RANDOLPH-BROOKS FEDERAL CREDIT UNION ranks #254. That is $1,126 below the national median of $6,741. RANDOLPH-BROOKS FEDERAL CREDIT UNION is most active in Texas with 728 originations there.
Purchase Originations
728
Ranked #491 nationally
Median Total Costs
$5,615
−16.7% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$750
Median Lender Credits
$344
Cost Rank (500+ vol.)
#254
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 728 | 6.500% | $5,615 | $750 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 728 | 6.500% | $5,615 | #88 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,814 | 6.000% | — | 12 | −$1,801 | |
| 2 | $3,833 | 6.500% | — | 6 | −$1,782 | |
| 3 | $3,855 | 6.500% | — | 9 | −$1,760 | |
| 4 | $4,265 | 6.625% | — | 193 | −$1,350 | |
| 5 | $4,454 | 6.625% | — | 45 | −$1,161 | |
| 6 | $5,496 | 6.312% | — | 18 | −$119 | |
| 7 | $5,568 | 6.375% | — | 21 | −$47 | |
| 8 | $5,689 | 6.188% | — | 6 | +$74 | |
| 9 | $5,864 | 6.375% | — | 31 | +$249 | |
| 10 | $6,200 | 6.312% | — | 18 | +$585 | |
| 11 | $6,379 | 6.312% | — | 10 | +$764 | |
| 12 | $6,691 | 6.375% | — | 64 | +$1,076 | |
| 13 | $6,779 | 6.250% | — | 9 | +$1,164 | |
| 14 | $7,069 | 6.562% | — | 12 | +$1,454 | |
| 15 | $7,156 | 6.375% | — | 28 | +$1,541 | |
| 16 | $7,351 | 6.125% | — | 28 | +$1,736 | |
| 17 | $7,574 | 6.812% | — | 26 | +$1,959 | |
| 18 | $7,777 | 6.625% | — | 6 | +$2,162 | |
| 19 | $7,969 | 6.500% | — | 59 | +$2,354 | |
| 20 | $8,290 | 6.750% | — | 6 | +$2,675 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.