Lowest closing cost mortgage lenders in Ellis County County, Texas
In Ellis County, Texas, homebuyers paid a median of $10,218 in closing costs in 2024 — above the Texas median of $8,418. The county saw 3,741 purchase mortgages at a median rate of 6.25%. Among lenders with 10+ originations, BHOME MORTGAGE, LLC offered the lowest median costs at $1,090, which is $7,318 less than the county median.
Homebuyers in Ellis County County who chose BHOME MORTGAGE, LLC paid $9,128 less in closing costs than the county median.
County Median Costs
$10,218
+21.4% vs Texas ($8,418)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$3,048
Purchase Originations
3,741
vs Texas Median
21.4% above
$1,800
vs National Median
51.6% above
$3,477
Lender rankings in Ellis County County
53 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,308 | 6.375% | $0 | 23 | −$6,534 | |
| 2 | $2,835 | 5.750% | $0 | 16 | −$5,007 | |
| 3 | $3,830 | 5.000% | $1,775 | 14 | −$4,012 | |
| 4 | $4,225 | 5.500% | $0 | 65 | −$3,617 | |
| 5 | $4,436 | 6.750% | $758 | 22 | −$3,406 | |
| 6 | $4,568 | 6.625% | $16 | 11 | −$3,274 | |
| 7 | $4,688 | 7.375% | $995 | 39 | −$3,154 | |
| 8 | $5,609 | 6.625% | $925 | 25 | −$2,233 | |
| 9 | $5,868 | 6.490% | $1,705 | 40 | −$1,974 | |
| 10 | $6,583 | 7.000% | $2,639 | 61 | −$1,259 | |
| 11 | $6,753 | 5.875% | $1,825 | 13 | −$1,089 | |
| 12 | $6,950 | 6.125% | $1,512 | 54 | −$892 | |
| 13 | $7,303 | 7.000% | $1,811 | 12 | −$539 | |
| 14 | $7,404 | 6.438% | $2,764 | 10 | −$438 | |
| 15 | $7,439 | 6.500% | $2,059 | 17 | −$403 | |
| 16 | $7,501 | 6.688% | $2,356 | 60 | −$341 | |
| 17 | $7,750 | 6.433% | $3,357 | 106 | −$92 | |
| 18 | $7,814 | 6.812% | $3,868 | 12 | −$28 | |
| 19 | $7,920 | 6.125% | $1,405 | 16 | +$78 | |
| 20 | $8,018 | 6.750% | $3,888 | 10 | +$176 | |
| 21 | $8,022 | 8.812% | $3,945 | 14 | +$180 | |
| 22 | $8,642 | 6.625% | $4,918 | 41 | +$800 | |
| 23 | $8,829 | 6.125% | $4,279 | 29 | +$987 | |
| 24 | $8,844 | 6.625% | $5,044 | 84 | +$1,002 | |
| 25 | $9,003 | 6.875% | $4,032 | 18 | +$1,161 | |
| 26 | $9,300 | 6.000% | $4,280 | 13 | +$1,458 | |
| 27 | $9,328 | 6.058% | $5,051 | 34 | +$1,486 | |
| 28 | $9,597 | 6.495% | $6,508 | 38 | +$1,755 | |
| 29 | $9,663 | 6.625% | $4,762 | 12 | +$1,821 | |
| 30 | $9,903 | 6.625% | $5,609 | 26 | +$2,061 | |
| 31 | $10,074 | 5.990% | $5,390 | 19 | +$2,232 | |
| 32 | $10,117 | 6.625% | $5,586 | 162 | +$2,275 | |
| 33 | $10,409 | 6.875% | $6,638 | 11 | +$2,567 | |
| 34 | $10,538 | 6.500% | $5,320 | 39 | +$2,696 | |
| 35 | $11,153 | 6.990% | $5,799 | 16 | +$3,311 | |
| 36 | $11,790 | 6.490% | $8,065 | 39 | +$3,948 | |
| 37 | $11,979 | 6.990% | $7,392 | 13 | +$4,137 | |
| 38 | $12,032 | 6.875% | $7,687 | 21 | +$4,190 | |
| 39 | $23,817 | 5.933% | $10,023 | 12 | +$15,975 |
Includes lenders with 10+ purchase originations in Ellis County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.