Lowest closing cost mortgage lenders in Cherokee County County, Texas
In Cherokee County, Texas, homebuyers paid a median of $6,408 in closing costs in 2024 — below the Texas median of $8,418. The county saw 299 purchase mortgages at a median rate of 7.00%. Among lenders with 10+ originations, Austin Bank, Texas National Association offered the lowest median costs at $4,553, which is $1,162 less than the county median.
Homebuyers in Cherokee County County who chose Austin Bank, Texas National Association paid $1,855 less in closing costs than the county median.
County Median Costs
$6,408
−23.9% vs Texas ($8,418)
Median Rate
7.000%
+5.7% vs national (6.620%)
Median Origination
$2,458
Purchase Originations
299
vs Texas Median
23.9% below
$-2,010
vs National Median
4.9% below
$-333
Lender rankings in Cherokee County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,553 | 7.450% | $1,050 | 44 | −$1,162 | |
| 2 | $5,355 | 6.998% | $2,738 | 19 | −$360 | |
| 3 | $6,340 | 10.025% | $3,914 | 18 | +$626 |
Includes lenders with 10+ purchase originations in Cherokee County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.