Homebuyers in Cherokee County County who chose Austin Bank, Texas National Association paid $2,491 less in closing costs than the county median.
County Median Costs
$6,439
−23.3% vs Texas ($8,397)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$2,200
Purchase Originations
306
Denial Rate
29.6%
vs Texas avg (12.0%)
vs Texas Median
23.3% below
$-1,958
vs National Median
3.6% below
$-241
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,948 | 6.850% | $1,100 | 31 | −$1,484 | |
| 2 | $5,510 | 6.625% | $2,395 | 17 | +$78 | |
| 3 | $5,669 | 6.812% | $4,255 | 12 | +$237 | |
| 4 | $6,612 | 10.230% | $4,045 | 12 | +$1,180 |
Includes lenders with 10+ purchase originations in Cherokee County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.