Homebuyers in Wood County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,984 less in closing costs than the county median.
County Median Costs
$7,081
−15.7% vs Texas ($8,397)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$2,663
Purchase Originations
443
Denial Rate
20.1%
vs Texas avg (12.0%)
vs Texas Median
15.7% below
$-1,316
vs National Median
6.0% above
$401
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,550 | 6.750% | $500 | 32 | −$2,298 | |
| 2 | $5,840 | 6.990% | $2,438 | 13 | −$8 | |
| 3 | $5,917 | 6.562% | $2,393 | 18 | +$69 | |
| 4 | $6,151 | 6.624% | $2,788 | 25 | +$303 | |
| 5 | $7,358 | 9.590% | $4,500 | 15 | +$1,510 | |
| 6 | $8,294 | 6.750% | $4,944 | 13 | +$2,446 |
Includes lenders with 10+ purchase originations in Wood County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.