The City National Bank of Sulphur Springs closing costs and rates (2024)
In 2024, The City National Bank of Sulphur Springs originated 140 purchase mortgages at a median interest rate of 7.50% and median total closing costs of $3,512. That is $3,229 below the national median of $6,741. The City National Bank of Sulphur Springs is most active in Texas with 139 originations there.
Purchase Originations
140
Median Total Costs
$3,512
−47.9% vs national ($6,741)
Median Rate
7.500%
+13.3% vs national (6.620%)
Median Origination
$500
Median Lender Credits
$100
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 140 | 7.500% | $3,512 | $500 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,956 | 10.250% | — | 1 | −$1,556 | |
| 2 | $2,419 | 7.312% | — | 4 | −$1,093 | |
| 3 | $2,898 | 7.375% | — | 1 | −$614 | |
| 4 | $3,094 | 7.500% | — | 6 | −$418 | |
| 5 | $3,297 | 7.500% | — | 5 | −$215 | |
| 6 | $3,323 | 7.500% | — | 26 | −$189 | |
| 7 | $3,396 | 7.875% | — | 1 | −$116 | |
| 8 | $3,437 | 6.875% | — | 1 | −$75 | |
| 9 | $3,557 | 7.500% | — | 38 | +$45 | |
| 10 | $3,561 | 7.438% | — | 26 | +$49 | |
| 11 | $3,826 | 7.625% | — | 6 | +$314 | |
| 12 | $3,913 | 7.625% | — | 2 | +$401 | |
| 13 | $4,185 | 7.625% | — | 1 | +$673 | |
| 14 | $4,284 | 6.875% | — | 4 | +$772 | |
| 15 | $4,657 | 7.250% | — | 2 | +$1,145 | |
| 16 | $5,018 | 7.500% | — | 7 | +$1,506 | |
| 17 | $5,686 | 8.000% | — | 2 | +$2,174 | |
| 18 | $6,093 | 7.750% | — | 3 | +$2,581 | |
| 19 | $6,583 | 6.975% | — | 2 | +$3,071 | |
| 20 | $7,020 | 6.812% | — | 2 | +$3,508 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.