Lowest closing cost mortgage lenders in Tarrant County County, Texas
In Tarrant County, Texas, homebuyers paid a median of $8,799 in closing costs in 2024 — above the Texas median of $8,418. The county saw 19,633 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, American Airlines Federal Credit Union offered the lowest median costs at $0, which is $6,919 less than the county median.
Homebuyers in Tarrant County County who chose American Airlines Federal Credit Union paid $8,799 less in closing costs than the county median.
County Median Costs
$8,799
+4.5% vs Texas ($8,418)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,564
Purchase Originations
19,633
vs Texas Median
4.5% above
$381
vs National Median
30.5% above
$2,058
Lender rankings in Tarrant County County
162 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.750% | $0 | 32 | −$6,919 | |
| 2 | $46 | 6.375% | $0 | 99 | −$6,873 | |
| 3 | $763 | 6.562% | $0 | 52 | −$6,156 | |
| 4 | $2,967 | 5.625% | $1,195 | 21 | −$3,952 | |
| 5 | $3,122 | 10.025% | $2,017 | 46 | −$3,797 | |
| 6 | $3,216 | 5.750% | $0 | 53 | −$3,703 | |
| 7 | $3,606 | 6.025% | $815 | 16 | −$3,313 | |
| 8 | $3,922 | 5.000% | $1,775 | 154 | −$2,997 | |
| 9 | $3,952 | 6.125% | $1,335 | 165 | −$2,967 | |
| 10 | $3,980 | 6.500% | $1,426 | 34 | −$2,939 | |
| 11 | $4,044 | 5.500% | $0 | 398 | −$2,875 | |
| 12 | $4,125 | 6.125% | $126 | 21 | −$2,794 | |
| 13 | $4,137 | 6.800% | $1,160 | 68 | −$2,782 | |
| 14 | $4,342 | 6.375% | $0 | 90 | −$2,577 | |
| 15 | $4,420 | 7.625% | $1,285 | 25 | −$2,499 | |
| 16 | $4,420 | 6.000% | $595 | 45 | −$2,499 | |
| 17 | $4,489 | 7.125% | $1,190 | 232 | −$2,430 | |
| 18 | $4,540 | 6.812% | $1,500 | 12 | −$2,379 | |
| 19 | $4,638 | 7.500% | $1,145 | 18 | −$2,281 | |
| 20 | $4,750 | 5.625% | $1,200 | 53 | −$2,169 | |
| 21 | $4,795 | 6.500% | $995 | 23 | −$2,124 | |
| 22 | $4,979 | 6.490% | $1,507 | 514 | −$1,940 | |
| 23 | $4,993 | 6.720% | $1,374 | 10 | −$1,926 | |
| 24 | $5,037 | 7.500% | $1,375 | 46 | −$1,882 | |
| 25 | $5,130 | 6.500% | $1,896 | 119 | −$1,789 | |
| 26 | $5,191 | 6.625% | $1,935 | 56 | −$1,728 | |
| 27 | $5,205 | 6.125% | $875 | 13 | −$1,714 | |
| 28 | $5,242 | 6.500% | $1,691 | 45 | −$1,677 | |
| 29 | $5,252 | 6.625% | $1,365 | 29 | −$1,667 | |
| 30 | $5,342 | 6.495% | $615 | 26 | −$1,577 | |
| 31 | $5,601 | 6.495% | $915 | 14 | −$1,318 | |
| 32 | $5,606 | 6.250% | $1,396 | 71 | −$1,313 | |
| 33 | $5,651 | 6.375% | $1,130 | 230 | −$1,268 | |
| 34 | $5,654 | 6.625% | $1,595 | 21 | −$1,265 | |
| 35 | $5,732 | 6.625% | $1,395 | 65 | −$1,187 | |
| 36 | $5,756 | 6.875% | $1,550 | 12 | −$1,163 | |
| 37 | $5,791 | 6.990% | $2,160 | 15 | −$1,128 | |
| 38 | $5,798 | 6.750% | $1,689 | 23 | −$1,121 | |
| 39 | $5,870 | 6.500% | $1,550 | 11 | −$1,049 | |
| 40 | $5,874 | 6.500% | $2,044 | 21 | −$1,045 | |
| 41 | $6,019 | 6.990% | $2,029 | 105 | −$900 | |
| 42 | $6,020 | 6.625% | $1,670 | 25 | −$899 | |
| 43 | $6,036 | 6.625% | $2,268 | 33 | −$883 | |
| 44 | $6,042 | 6.990% | $2,345 | 11 | −$877 | |
| 45 | $6,089 | 6.990% | $1,432 | 41 | −$830 | |
| 46 | $6,105 | 6.750% | $2,151 | 11 | −$814 | |
| 47 | $6,136 | 6.750% | $1,206 | 18 | −$782 | |
| 48 | $6,196 | 6.438% | $690 | 10 | −$723 | |
| 49 | $6,343 | 6.990% | $2,604 | 75 | −$576 | |
| 50 | $6,370 | 6.875% | $2,438 | 131 | −$549 | |
| 51 | $6,379 | 6.312% | $1,408 | 10 | −$540 | |
| 52 | $6,434 | 6.875% | $1,695 | 52 | −$485 | |
| 53 | $6,554 | 7.000% | $2,222 | 60 | −$365 | |
| 54 | $6,568 | 6.875% | $1,632 | 16 | −$351 | |
| 55 | $6,634 | 6.250% | $2,726 | 21 | −$285 | |
| 56 | $6,636 | 6.624% | $1,698 | 65 | −$283 | |
| 57 | $6,715 | 6.625% | $3,743 | 49 | −$204 | |
| 58 | $6,740 | 6.875% | $2,529 | 57 | −$179 | |
| 59 | $6,749 | 6.375% | $2,806 | 175 | −$170 | |
| 60 | $6,768 | 7.125% | $2,552 | 10 | −$151 | |
| 61 | $6,811 | 6.625% | $2,660 | 137 | −$108 | |
| 62 | $6,812 | 7.000% | $1,250 | 13 | −$107 | |
| 63 | $6,911 | 6.625% | $2,793 | 18 | −$8 | |
| 64 | $6,925 | 6.500% | $2,364 | 21 | +$6 | |
| 65 | $6,927 | 6.875% | $3,121 | 127 | +$8 | |
| 66 | $6,935 | 6.625% | $2,933 | 17 | +$16 | |
| 67 | $6,980 | 9.000% | $3,578 | 229 | +$61 | |
| 68 | $7,017 | 6.875% | $2,007 | 176 | +$98 | |
| 69 | $7,039 | 6.625% | $3,880 | 646 | +$120 | |
| 70 | $7,067 | 6.875% | $2,307 | 46 | +$148 | |
| 71 | $7,075 | 6.775% | $2,813 | 197 | +$156 | |
| 72 | $7,172 | 6.625% | $3,082 | 36 | +$253 | |
| 73 | $7,173 | 6.688% | $2,070 | 52 | +$254 | |
| 74 | $7,208 | 7.312% | $2,422 | 10 | +$289 | |
| 75 | $7,217 | 6.625% | $3,480 | 13 | +$298 | |
| 76 | $7,260 | 6.875% | $3,293 | 22 | +$341 | |
| 77 | $7,289 | 6.875% | $1,095 | 37 | +$370 | |
| 78 | $7,342 | 6.625% | $3,159 | 54 | +$423 | |
| 79 | $7,358 | 6.625% | $2,166 | 12 | +$439 | |
| 80 | $7,371 | 6.625% | $3,667 | 41 | +$452 | |
| 81 | $7,395 | 6.850% | $2,294 | 31 | +$476 | |
| 82 | $7,448 | 6.125% | $4,108 | 109 | +$529 | |
| 83 | $7,459 | 6.558% | $3,614 | 14 | +$540 | |
| 84 | $7,596 | 6.875% | $3,515 | 77 | +$677 | |
| 85 | $7,657 | 6.240% | $3,511 | 30 | +$738 | |
| 86 | $7,742 | 6.875% | $3,540 | 285 | +$823 | |
| 87 | $7,754 | 6.990% | $3,471 | 42 | +$835 | |
| 88 | $7,778 | 6.750% | $3,939 | 302 | +$859 | |
| 89 | $7,804 | 6.750% | $3,708 | 58 | +$885 | |
| 90 | $7,833 | 6.625% | $3,780 | 11 | +$914 | |
| 91 | $7,906 | 6.875% | $4,241 | 64 | +$987 | |
| 92 | $7,947 | 6.625% | $4,103 | 25 | +$1,028 | |
| 93 | $7,952 | 6.750% | $1,342 | 31 | +$1,033 | |
| 94 | $7,959 | 6.531% | $4,407 | 32 | +$1,040 | |
| 95 | $8,007 | 6.625% | $2,736 | 64 | +$1,088 | |
| 96 | $8,110 | 6.625% | $4,193 | 1,229 | +$1,191 | |
| 97 | $8,144 | 6.625% | $4,850 | 43 | +$1,225 | |
| 98 | $8,153 | 6.875% | $3,512 | 36 | +$1,234 | |
| 99 | $8,173 | 6.625% | $4,450 | 14 | +$1,254 | |
| 100 | $8,181 | 7.000% | $4,195 | 15 | +$1,262 | |
| 101 | $8,197 | 6.500% | $3,927 | 78 | +$1,278 | |
| 102 | $8,206 | 6.562% | $3,933 | 12 | +$1,287 | |
| 103 | $8,240 | 6.625% | $5,295 | 43 | +$1,321 | |
| 104 | $8,269 | 6.625% | $4,530 | 96 | +$1,350 | |
| 105 | $8,278 | 6.625% | $3,785 | 29 | +$1,359 | |
| 106 | $8,326 | 6.750% | $3,976 | 164 | +$1,407 | |
| 107 | $8,351 | 6.875% | $3,495 | 43 | +$1,432 | |
| 108 | $8,380 | 6.375% | $1,090 | 15 | +$1,461 | |
| 109 | $8,402 | 6.375% | $4,286 | 10 | +$1,483 | |
| 110 | $8,426 | 6.625% | $4,652 | 46 | +$1,508 | |
| 111 | $8,454 | 6.625% | $3,486 | 40 | +$1,535 | |
| 112 | $8,516 | 6.624% | $4,079 | 11 | +$1,597 | |
| 113 | $8,565 | 6.990% | $4,370 | 84 | +$1,646 | |
| 114 | $8,669 | 6.875% | $4,341 | 30 | +$1,750 | |
| 115 | $8,691 | 6.500% | $1,499 | 14 | +$1,772 | |
| 116 | $8,757 | 6.990% | $5,038 | 17 | +$1,838 | |
| 117 | $8,765 | 6.875% | $5,175 | 16 | +$1,846 | |
| 118 | $8,769 | 7.125% | $5,311 | 13 | +$1,850 | |
| 119 | $8,773 | 6.625% | $5,218 | 32 | +$1,854 | |
| 120 | $8,785 | 6.875% | $5,186 | 28 | +$1,866 | |
| 121 | $8,790 | 6.875% | $3,082 | 13 | +$1,871 | |
| 122 | $8,805 | 6.625% | $4,519 | 111 | +$1,886 | |
| 123 | $8,839 | 6.500% | $3,439 | 21 | +$1,920 | |
| 124 | $8,982 | 6.562% | $4,717 | 22 | +$2,063 | |
| 125 | $9,056 | 6.125% | $4,420 | 12 | +$2,137 | |
| 126 | $9,148 | 6.500% | $5,201 | 19 | +$2,229 | |
| 127 | $9,183 | 6.970% | $5,135 | 286 | +$2,264 | |
| 128 | $9,199 | 6.990% | $5,436 | 141 | +$2,280 | |
| 129 | $9,226 | 6.625% | $5,590 | 17 | +$2,307 | |
| 130 | $9,248 | 6.990% | $5,792 | 22 | +$2,329 | |
| 131 | $9,277 | 5.990% | $4,358 | 48 | +$2,358 | |
| 132 | $9,370 | 6.625% | $5,212 | 69 | +$2,451 | |
| 133 | $9,419 | 6.625% | $4,948 | 15 | +$2,500 | |
| 134 | $9,470 | 6.875% | $5,229 | 18 | +$2,551 | |
| 135 | $9,520 | 6.875% | $4,950 | 264 | +$2,601 | |
| 136 | $9,523 | 6.482% | $3,473 | 46 | +$2,604 | |
| 137 | $9,563 | 6.875% | $5,899 | 158 | +$2,644 | |
| 138 | $9,833 | 7.000% | $5,884 | 13 | +$2,914 | |
| 139 | $9,850 | 6.750% | $5,528 | 29 | +$2,931 | |
| 140 | $9,943 | 6.375% | $4,575 | 17 | +$3,024 | |
| 141 | $10,499 | 6.625% | $5,426 | 95 | +$3,580 | |
| 142 | $10,663 | 7.188% | $7,059 | 18 | +$3,744 | |
| 143 | $11,081 | 8.438% | $4,694 | 18 | +$4,162 | |
| 144 | $11,138 | 9.375% | $7,630 | 11 | +$4,219 | |
| 145 | $11,695 | 6.625% | $6,313 | 24 | +$4,776 | |
| 146 | $11,853 | 6.625% | $1,834 | 14 | +$4,934 | |
| 147 | $11,872 | 7.990% | $6,727 | 13 | +$4,953 | |
| 148 | $11,918 | 6.375% | $4,850 | 17 | +$4,999 | |
| 149 | $12,202 | 6.250% | $6,418 | 13 | +$5,283 | |
| 150 | $13,630 | 8.438% | $8,468 | 10 | +$6,711 | |
| 151 | $14,278 | 7.562% | $8,119 | 32 | +$7,359 | |
| 152 | $14,794 | 8.499% | $10,620 | 29 | +$7,875 | |
| 153 | $15,253 | 6.875% | $4,406 | 26 | +$8,334 |
Includes lenders with 10+ purchase originations in Tarrant County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.