PFN LENDING GROUP, INC. closing costs and rates (2024)
In 2024, PFN LENDING GROUP, INC. originated 552 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $10,531. That ranks #599 nationally by origination volume. For total closing costs among lenders with 500+ originations, PFN LENDING GROUP, INC. ranks #572. That is $3,790 above the national median of $6,741. PFN LENDING GROUP, INC. is most active in California with 170 originations there.
Purchase Originations
552
Ranked #599 nationally
Median Total Costs
$10,531
+56.2% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$3,910
Median Lender Credits
$500
Cost Rank (500+ vol.)
#572
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 361 | 6.990% | $8,878 | $3,591 |
| fha | 170 | 6.250% | $14,653 | $4,734 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 170 | 6.990% | $10,917 | #158 |
| Florida | 111 | 6.000% | $15,672 | #236 |
| Texas | 95 | 6.750% | $11,829 | #282 |
| Michigan | 71 | 6.875% | $5,926 | #131 |
| Arizona | 17 | 6.875% | $5,870 | — |
| Nevada | 15 | 6.625% | $8,199 | — |
| North Carolina | 12 | 7.058% | $8,767 | — |
| Tennessee | 11 | 6.490% | $8,418 | — |
| Georgia | 9 | 7.000% | $4,876 | — |
| New Jersey | 6 | 7.120% | $8,946 | — |
| Illinois | 5 | 7.625% | $12,260 | — |
| Colorado | 4 | 7.062% | $4,259 | — |
| Pennsylvania | 4 | 6.808% | $8,796 | — |
| New Hampshire | 3 | 6.625% | $11,150 | — |
| Alabama | 2 | 8.375% | $6,120 | — |
| Delaware | 2 | 6.740% | $8,052 | — |
| Louisiana | 2 | 6.750% | $15,290 | — |
| Massachusetts | 2 | 6.433% | $5,267 | — |
| Maryland | 2 | 7.375% | $12,154 | — |
| Oregon | 2 | 7.058% | $8,104 | — |
| Connecticut | 1 | 7.250% | $11,609 | — |
| Hawaii | 1 | 7.990% | $6,873 | — |
| Mississippi | 1 | 8.750% | $15,020 | — |
| New Mexico | 1 | 6.875% | $4,747 | — |
| South Carolina | 1 | 6.875% | $5,015 | — |
| Virginia | 1 | 7.000% | $15,205 | — |
| Washington | 1 | 6.125% | $7,840 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,876 | 6.875% | — | 7 | −$5,655 | |
| 2 | $5,889 | 6.750% | — | 14 | −$4,642 | |
| 3 | $6,175 | 7.000% | — | 31 | −$4,356 | |
| 4 | $6,719 | 6.625% | — | 6 | −$3,812 | |
| 5 | $8,199 | 6.625% | — | 15 | −$2,332 | |
| 6 | $10,374 | 6.990% | — | 86 | −$157 | |
| 7 | $10,635 | 6.625% | — | 15 | +$104 | |
| 8 | $10,737 | 6.624% | — | 10 | +$206 | |
| 9 | $11,152 | 6.625% | — | 41 | +$621 | |
| 10 | $11,877 | 6.688% | — | 6 | +$1,346 | |
| 11 | $12,249 | 6.250% | — | 12 | +$1,718 | |
| 12 | $13,493 | 6.683% | — | 10 | +$2,962 | |
| 13 | $13,669 | 6.750% | — | 14 | +$3,138 | |
| 14 | $15,332 | 5.750% | — | 15 | +$4,801 | |
| 15 | $15,929 | 7.125% | — | 7 | +$5,398 | |
| 16 | $16,815 | 5.875% | — | 32 | +$6,284 | |
| 17 | $17,773 | 6.875% | — | 21 | +$7,242 | |
| 18 | $17,787 | 5.750% | — | 13 | +$7,256 | |
| 19 | $19,194 | 6.995% | — | 6 | +$8,663 | |
| 20 | $26,248 | 7.875% | — | 6 | +$15,717 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.