ML Mortgage Corp. closing costs and rates (2024)
In 2024, ML Mortgage Corp. originated 639 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $13,957. That ranks #545 nationally by origination volume. For total closing costs among lenders with 500+ originations, ML Mortgage Corp. ranks #613. That is $7,216 above the national median of $6,741. ML Mortgage Corp. is most active in California with 473 originations there.
Purchase Originations
639
Ranked #545 nationally
Median Total Costs
$13,957
+107.0% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$6,075
Median Lender Credits
$615
Cost Rank (500+ vol.)
#613
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 307 | 6.990% | $10,638 | $6,775 |
| fha | 293 | 6.625% | $17,011 | $5,854 |
| va | 35 | 6.250% | $11,120 | $6,361 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 473 | 6.625% | $14,569 | #77 |
| Nevada | 81 | 6.990% | $11,859 | #70 |
| Texas | 41 | 7.125% | $13,275 | — |
| Arizona | 21 | 6.625% | $13,400 | — |
| Florida | 7 | 7.125% | $10,263 | — |
| Washington | 4 | 6.500% | $14,645 | — |
| Hawaii | 3 | 7.375% | $8,728 | — |
| Indiana | 2 | 7.688% | $12,229 | — |
| Oregon | 2 | 5.938% | $13,547 | — |
| Tennessee | 2 | 6.558% | $11,591 | — |
| Colorado | 1 | 6.625% | $9,736 | — |
| Pennsylvania | 1 | 6.990% | $22,020 | — |
| South Carolina | 1 | 6.875% | $8,484 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,666 | 6.375% | — | 12 | −$6,291 | |
| 2 | $11,226 | 6.500% | — | 13 | −$2,731 | |
| 3 | $11,735 | 6.750% | — | 4 | −$2,222 | |
| 4 | $11,859 | 6.990% | — | 79 | −$2,098 | |
| 5 | $12,022 | 7.312% | — | 16 | −$1,935 | |
| 6 | $12,334 | 6.933% | — | 4 | −$1,623 | |
| 7 | $12,500 | 6.188% | — | 4 | −$1,457 | |
| 8 | $12,628 | 6.625% | — | 3 | −$1,329 | |
| 9 | $13,230 | 6.490% | — | 11 | −$727 | |
| 10 | $14,409 | 6.750% | — | 170 | +$452 | |
| 11 | $14,656 | 6.625% | — | 17 | +$699 | |
| 12 | $14,880 | 6.625% | — | 117 | +$923 | |
| 13 | $15,017 | 6.870% | — | 12 | +$1,060 | |
| 14 | $15,343 | 6.625% | — | 9 | +$1,386 | |
| 15 | $15,679 | 6.688% | — | 68 | +$1,722 | |
| 16 | $15,767 | 7.250% | — | 3 | +$1,810 | |
| 17 | $17,023 | 6.125% | — | 26 | +$3,066 | |
| 18 | $17,647 | 6.250% | — | 11 | +$3,690 | |
| 19 | $19,797 | 7.124% | — | 3 | +$5,840 | |
| 20 | $20,023 | 6.990% | — | 5 | +$6,066 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.