Lowest closing cost mortgage lenders in McHenry County County, Illinois
In McHenry County, Illinois, homebuyers paid a median of $6,192 in closing costs in 2024 — near the Illinois median of $6,096. The county saw 3,723 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $1,561, which is $4,419 less than the county median.
Homebuyers in McHenry County County who chose PULTE MORTGAGE LLC paid $4,631 less in closing costs than the county median.
County Median Costs
$6,192
+1.6% vs Illinois ($6,096)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,640
Purchase Originations
3,723
vs Illinois Median
1.6% above
$96
vs National Median
8.1% below
$-549
Lender rankings in McHenry County County
57 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,561 | 6.625% | $0 | 48 | −$4,419 | |
| 2 | $2,744 | 5.875% | $0 | 107 | −$3,236 | |
| 3 | $4,296 | 5.500% | $1,350 | 209 | −$1,684 | |
| 4 | $4,325 | 6.500% | $1,393 | 25 | −$1,655 | |
| 5 | $4,638 | 6.625% | $850 | 18 | −$1,342 | |
| 6 | $5,228 | 6.625% | $1,100 | 13 | −$752 | |
| 7 | $5,338 | 6.688% | $1,010 | 38 | −$642 | |
| 8 | $5,413 | 6.875% | $1,377 | 18 | −$567 | |
| 9 | $5,417 | 6.750% | $1,050 | 35 | −$563 | |
| 10 | $5,429 | 6.625% | $1,445 | 11 | −$551 | |
| 11 | $5,454 | 6.625% | $1,200 | 92 | −$526 | |
| 12 | $5,486 | 6.625% | $1,292 | 91 | −$494 | |
| 13 | $5,673 | 6.990% | $1,415 | 110 | −$307 | |
| 14 | $5,683 | 6.500% | $1,356 | 17 | −$297 | |
| 15 | $5,733 | 6.875% | $1,280 | 17 | −$247 | |
| 16 | $5,754 | 6.750% | $1,460 | 26 | −$226 | |
| 17 | $5,775 | 6.625% | $1,265 | 33 | −$205 | |
| 18 | $5,811 | 6.950% | $1,440 | 17 | −$169 | |
| 19 | $5,834 | 7.125% | $1,449 | 13 | −$146 | |
| 20 | $5,851 | 7.000% | $1,400 | 23 | −$129 | |
| 21 | $5,884 | 7.125% | $1,120 | 49 | −$96 | |
| 22 | $5,884 | 6.875% | $1,253 | 23 | −$96 | |
| 23 | $5,886 | 6.950% | $1,640 | 37 | −$94 | |
| 24 | $5,915 | 6.990% | $1,295 | 13 | −$65 | |
| 25 | $5,940 | 6.875% | $1,495 | 68 | −$40 | |
| 26 | $6,013 | 6.999% | $1,570 | 13 | +$33 | |
| 27 | $6,020 | 6.933% | $2,042 | 40 | +$40 | |
| 28 | $6,021 | 6.990% | $1,695 | 21 | +$41 | |
| 29 | $6,023 | 6.562% | $1,590 | 16 | +$43 | |
| 30 | $6,034 | 7.000% | $1,813 | 56 | +$54 | |
| 31 | $6,096 | 6.875% | $1,640 | 163 | +$116 | |
| 32 | $6,141 | 6.625% | $1,744 | 24 | +$161 | |
| 33 | $6,152 | 6.990% | $1,827 | 31 | +$172 | |
| 34 | $6,158 | 6.933% | $1,520 | 86 | +$178 | |
| 35 | $6,184 | 7.125% | $1,495 | 11 | +$204 | |
| 36 | $6,194 | 6.625% | $1,690 | 33 | +$214 | |
| 37 | $6,207 | 6.625% | $1,595 | 24 | +$227 | |
| 38 | $6,251 | 7.125% | $1,652 | 22 | +$271 | |
| 39 | $6,396 | 6.625% | $1,912 | 17 | +$416 | |
| 40 | $6,410 | 6.990% | $1,692 | 20 | +$430 | |
| 41 | $6,434 | 6.933% | $2,245 | 18 | +$454 | |
| 42 | $6,438 | 7.312% | $1,587 | 12 | +$458 | |
| 43 | $6,610 | 7.250% | $2,320 | 23 | +$630 | |
| 44 | $6,618 | 7.125% | $2,223 | 55 | +$638 | |
| 45 | $6,676 | 6.990% | $2,361 | 157 | +$696 | |
| 46 | $6,725 | 6.562% | $2,880 | 10 | +$745 | |
| 47 | $6,859 | 7.000% | $2,757 | 39 | +$879 | |
| 48 | $6,878 | 6.990% | $2,537 | 108 | +$898 | |
| 49 | $7,013 | 6.999% | $2,303 | 192 | +$1,033 | |
| 50 | $7,024 | 6.625% | $3,058 | 30 | +$1,044 | |
| 51 | $7,043 | 6.990% | $2,421 | 62 | +$1,063 | |
| 52 | $7,044 | 6.750% | $3,185 | 88 | +$1,064 | |
| 53 | $7,704 | 6.990% | $2,869 | 10 | +$1,724 | |
| 54 | $8,347 | 6.990% | $3,227 | 17 | +$2,367 | |
| 55 | $8,884 | 6.812% | $4,341 | 12 | +$2,904 | |
| 56 | $10,604 | 5.875% | $8,530 | 40 | +$4,624 |
Includes lenders with 10+ purchase originations in McHenry County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.