CONSUMERS COOPERATIVE CREDIT UNION closing costs and rates (2024)
In 2024, CONSUMERS COOPERATIVE CREDIT UNION originated 164 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $5,202. That is $1,539 below the national median of $6,741. CONSUMERS COOPERATIVE CREDIT UNION is most active in Illinois with 116 originations there.
Purchase Originations
164
Median Total Costs
$5,202
−22.8% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,100
Median Lender Credits
$182
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 164 | 6.500% | $5,202 | $1,100 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Illinois | 116 | 6.500% | $5,387 | #134 |
| Wisconsin | 21 | 6.500% | $2,639 | — |
| Florida | 10 | 6.562% | $4,131 | — |
| Indiana | 3 | 6.375% | $2,486 | — |
| Texas | 3 | 6.000% | $3,162 | — |
| Georgia | 2 | 6.375% | $3,625 | — |
| North Carolina | 2 | 5.875% | $6,804 | — |
| Pennsylvania | 2 | 5.688% | $3,687 | — |
| Tennessee | 2 | 6.250% | $3,372 | — |
| Arizona | 1 | 6.625% | $4,590 | — |
| Missouri | 1 | 6.750% | $2,300 | — |
| South Carolina | 1 | 6.875% | $3,846 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,574 | 6.375% | — | 13 | −$2,628 | |
| 2 | $2,624 | 6.312% | — | 2 | −$2,578 | |
| 3 | $2,666 | 6.688% | — | 4 | −$2,536 | |
| 4 | $3,129 | 7.000% | — | 1 | −$2,073 | |
| 5 | $3,281 | 6.375% | — | 1 | −$1,921 | |
| 6 | $3,396 | 6.750% | — | 1 | −$1,806 | |
| 7 | $3,810 | 6.000% | — | 1 | −$1,392 | |
| 8 | $3,969 | 6.375% | — | 1 | −$1,233 | |
| 9 | $4,131 | 6.125% | — | 2 | −$1,071 | |
| 10 | $4,590 | 6.625% | — | 1 | −$612 | |
| 11 | $4,627 | 6.562% | — | 2 | −$575 | |
| 12 | $4,966 | 7.000% | — | 1 | −$236 | |
| 13 | $5,002 | 6.125% | — | 1 | −$200 | |
| 14 | $5,228 | 6.625% | — | 13 | +$26 | |
| 15 | $5,302 | 6.750% | — | 5 | +$100 | |
| 16 | $5,327 | 6.500% | — | 53 | +$125 | |
| 17 | $5,387 | 6.375% | — | 7 | +$185 | |
| 18 | $5,448 | 6.625% | — | 1 | +$246 | |
| 19 | $5,579 | 6.312% | — | 4 | +$377 | |
| 20 | $5,692 | 6.625% | — | 27 | +$490 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.