Old Second National Bank closing costs and rates (2024)
In 2024, Old Second National Bank originated 136 purchase mortgages at a median interest rate of 7.00% and median total closing costs of $5,529. That is $1,212 below the national median of $6,741. Old Second National Bank is most active in Illinois with 127 originations there.
Purchase Originations
136
Median Total Costs
$5,529
−18.0% vs national ($6,741)
Median Rate
7.000%
+5.7% vs national (6.620%)
Median Origination
$1,200
Median Lender Credits
$94
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 121 | 7.000% | $5,486 | $1,200 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,556 | 7.000% | — | 1 | −$2,973 | |
| 2 | $3,364 | 7.625% | — | 1 | −$2,165 | |
| 3 | $3,404 | 6.625% | — | 1 | −$2,125 | |
| 4 | $3,467 | 6.812% | — | 2 | −$2,062 | |
| 5 | $3,536 | 7.625% | — | 1 | −$1,993 | |
| 6 | $3,888 | 6.875% | — | 13 | −$1,641 | |
| 7 | $4,192 | 7.625% | — | 1 | −$1,337 | |
| 8 | $4,377 | 7.625% | — | 2 | −$1,152 | |
| 9 | $4,423 | 6.562% | — | 6 | −$1,106 | |
| 10 | $4,941 | 7.250% | — | 2 | −$588 | |
| 11 | $5,212 | 7.000% | — | 1 | −$317 | |
| 12 | $5,372 | 6.625% | — | 3 | −$157 | |
| 13 | $5,506 | 7.000% | — | 22 | −$23 | |
| 14 | $5,641 | 6.750% | — | 6 | +$112 | |
| 15 | $5,698 | 7.000% | — | 43 | +$169 | |
| 16 | $5,746 | 6.688% | — | 14 | +$217 | |
| 17 | $6,067 | 6.000% | — | 1 | +$538 | |
| 18 | $6,264 | 6.125% | — | 1 | +$735 | |
| 19 | $7,929 | 6.500% | — | 9 | +$2,400 | |
| 20 | $11,966 | 6.000% | — | 1 | +$6,437 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.