Lowest closing cost mortgage lenders in Kane County County, Illinois
In Kane County, Illinois, homebuyers paid a median of $6,334 in closing costs in 2024 — above the Illinois median of $6,096. The county saw 5,284 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $1,544, which is $4,554 less than the county median.
Homebuyers in Kane County County who chose PULTE MORTGAGE LLC paid $4,790 less in closing costs than the county median.
County Median Costs
$6,334
+3.9% vs Illinois ($6,096)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,645
Purchase Originations
5,284
vs Illinois Median
3.9% above
$238
vs National Median
6.0% below
$-407
Lender rankings in Kane County County
72 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,544 | 6.625% | $0 | 65 | −$4,554 | |
| 2 | $2,166 | 6.375% | $1,315 | 29 | −$3,932 | |
| 3 | $2,794 | 5.875% | $0 | 138 | −$3,304 | |
| 4 | $4,304 | 7.375% | $0 | 66 | −$1,794 | |
| 5 | $4,322 | 5.500% | $1,350 | 307 | −$1,776 | |
| 6 | $4,924 | 6.562% | $0 | 12 | −$1,174 | |
| 7 | $5,057 | 6.500% | $750 | 23 | −$1,041 | |
| 8 | $5,237 | 6.562% | $1,893 | 40 | −$861 | |
| 9 | $5,353 | 6.750% | $1,336 | 11 | −$745 | |
| 10 | $5,570 | 6.625% | $1,200 | 140 | −$528 | |
| 11 | $5,654 | 6.500% | $1,076 | 15 | −$444 | |
| 12 | $5,667 | 7.000% | $1,200 | 41 | −$431 | |
| 13 | $5,772 | 7.062% | $1,400 | 28 | −$326 | |
| 14 | $5,791 | 6.625% | $1,520 | 274 | −$307 | |
| 15 | $5,819 | 6.375% | $1,200 | 15 | −$279 | |
| 16 | $5,824 | 6.808% | $1,570 | 14 | −$274 | |
| 17 | $5,882 | 6.775% | $1,440 | 28 | −$216 | |
| 18 | $5,889 | 6.875% | $1,395 | 16 | −$209 | |
| 19 | $5,898 | 6.990% | $1,415 | 87 | −$200 | |
| 20 | $5,900 | 6.625% | $1,450 | 11 | −$198 | |
| 21 | $5,915 | 6.990% | $1,295 | 12 | −$183 | |
| 22 | $5,920 | 6.312% | $1,889 | 20 | −$178 | |
| 23 | $5,928 | 6.625% | $1,250 | 27 | −$170 | |
| 24 | $5,947 | 6.625% | $1,460 | 43 | −$151 | |
| 25 | $5,992 | 6.625% | $1,295 | 52 | −$106 | |
| 26 | $6,002 | 6.250% | $0 | 11 | −$96 | |
| 27 | $6,041 | 6.812% | $1,495 | 12 | −$57 | |
| 28 | $6,042 | 6.625% | $1,495 | 73 | −$56 | |
| 29 | $6,061 | 6.625% | $1,467 | 45 | −$37 | |
| 30 | $6,085 | 6.500% | $1,609 | 19 | −$13 | |
| 31 | $6,104 | 6.990% | $1,878 | 159 | +$6 | |
| 32 | $6,113 | 7.125% | $1,449 | 15 | +$15 | |
| 33 | $6,120 | 6.625% | $1,802 | 34 | +$22 | |
| 34 | $6,131 | 6.990% | $1,495 | 61 | +$33 | |
| 35 | $6,136 | 6.875% | $1,320 | 11 | +$38 | |
| 36 | $6,178 | 6.982% | $1,640 | 36 | +$80 | |
| 37 | $6,178 | 6.990% | $1,395 | 15 | +$80 | |
| 38 | $6,188 | 6.200% | $815 | 13 | +$90 | |
| 39 | $6,221 | 6.812% | $1,640 | 310 | +$123 | |
| 40 | $6,234 | 7.375% | $895 | 21 | +$136 | |
| 41 | $6,386 | 6.990% | $1,595 | 33 | +$288 | |
| 42 | $6,398 | 6.990% | $1,705 | 86 | +$300 | |
| 43 | $6,409 | 6.625% | $1,945 | 30 | +$311 | |
| 44 | $6,418 | 6.625% | $1,520 | 119 | +$320 | |
| 45 | $6,506 | 7.125% | $1,953 | 39 | +$408 | |
| 46 | $6,533 | 6.990% | $1,549 | 55 | +$435 | |
| 47 | $6,537 | 7.125% | $2,195 | 27 | +$439 | |
| 48 | $6,538 | 6.990% | $2,095 | 17 | +$440 | |
| 49 | $6,564 | 6.933% | $1,470 | 24 | +$466 | |
| 50 | $6,573 | 6.625% | $3,040 | 128 | +$475 | |
| 51 | $6,597 | 6.750% | $2,037 | 25 | +$499 | |
| 52 | $6,667 | 6.990% | $1,798 | 31 | +$569 | |
| 53 | $6,733 | 7.125% | $2,151 | 30 | +$635 | |
| 54 | $6,801 | 6.990% | $2,050 | 13 | +$703 | |
| 55 | $6,869 | 6.990% | $1,950 | 25 | +$771 | |
| 56 | $6,890 | 6.990% | $2,391 | 132 | +$792 | |
| 57 | $6,966 | 6.562% | $1,884 | 10 | +$868 | |
| 58 | $7,072 | 6.625% | $2,717 | 26 | +$974 | |
| 59 | $7,256 | 7.250% | $2,393 | 11 | +$1,158 | |
| 60 | $7,273 | 7.000% | $1,796 | 16 | +$1,175 | |
| 61 | $7,559 | 6.990% | $2,996 | 99 | +$1,461 | |
| 62 | $7,562 | 6.990% | $3,309 | 73 | +$1,464 | |
| 63 | $7,636 | 6.998% | $2,965 | 245 | +$1,538 | |
| 64 | $8,330 | 5.875% | $5,957 | 106 | +$2,232 | |
| 65 | $8,404 | 7.075% | $3,800 | 121 | +$2,306 | |
| 66 | $8,889 | 6.808% | $5,447 | 22 | +$2,791 | |
| 67 | $9,608 | 6.990% | $4,216 | 11 | +$3,510 | |
| 68 | $9,861 | 6.750% | $6,500 | 11 | +$3,763 | |
| 69 | $10,757 | 9.495% | $6,864 | 14 | +$4,659 | |
| 70 | $13,735 | 6.990% | $3,957 | 15 | +$7,637 |
Includes lenders with 10+ purchase originations in Kane County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.