Lowest closing cost mortgage lenders in Canyon County County, Idaho
In Canyon County, Idaho, homebuyers paid a median of $10,056 in closing costs in 2024 — above the Idaho median of $8,726. The county saw 3,634 purchase mortgages at a median rate of 6.25%. Among lenders with 10+ originations, HOMEAMERICAN MORTGAGE CORPORATION offered the lowest median costs at $873, which is $6,596 less than the county median.
Homebuyers in Canyon County County who chose HOMEAMERICAN MORTGAGE CORPORATION paid $9,183 less in closing costs than the county median.
County Median Costs
$10,056
+15.2% vs Idaho ($8,726)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$4,721
Purchase Originations
3,634
vs Idaho Median
15.2% above
$1,330
vs National Median
49.2% above
$3,315
Lender rankings in Canyon County County
39 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $873 | 5.500% | $72 | 24 | −$6,596 | |
| 2 | $4,624 | 5.125% | $1,550 | 75 | −$2,845 | |
| 3 | $5,323 | 6.750% | $1,482 | 13 | −$2,146 | |
| 4 | $6,133 | 6.625% | $2,156 | 206 | −$1,336 | |
| 5 | $6,260 | 6.525% | $2,912 | 37 | −$1,208 | |
| 6 | $6,270 | 6.500% | $4,290 | 47 | −$1,198 | |
| 7 | $6,617 | 6.862% | $1,660 | 28 | −$852 | |
| 8 | $6,713 | 6.625% | $4,791 | 10 | −$756 | |
| 9 | $6,788 | 6.312% | $3,523 | 16 | −$681 | |
| 10 | $6,846 | 6.125% | $4,031 | 19 | −$623 | |
| 11 | $6,873 | 6.495% | $2,998 | 28 | −$596 | |
| 12 | $7,100 | 6.875% | $4,736 | 21 | −$370 | |
| 13 | $7,160 | 6.875% | $4,114 | 49 | −$309 | |
| 14 | $7,185 | 5.990% | $4,710 | 49 | −$284 | |
| 15 | $7,571 | 5.990% | $4,182 | 97 | +$102 | |
| 16 | $7,609 | 6.500% | $4,532 | 83 | +$140 | |
| 17 | $7,648 | 6.500% | $4,624 | 37 | +$179 | |
| 18 | $7,674 | 6.625% | $5,431 | 68 | +$205 | |
| 19 | $7,698 | 6.875% | $5,321 | 14 | +$229 | |
| 20 | $7,734 | 6.500% | $5,126 | 16 | +$265 | |
| 21 | $7,790 | 6.500% | $5,008 | 178 | +$321 | |
| 22 | $7,839 | 6.812% | $4,989 | 34 | +$370 | |
| 23 | $7,988 | 6.624% | $4,830 | 23 | +$519 | |
| 24 | $8,011 | 7.125% | $6,150 | 25 | +$542 | |
| 25 | $8,131 | 6.750% | $5,204 | 12 | +$662 | |
| 26 | $8,181 | 6.625% | $5,019 | 35 | +$712 | |
| 27 | $8,214 | 6.500% | $5,146 | 215 | +$746 | |
| 28 | $8,372 | 6.375% | $5,305 | 100 | +$904 | |
| 29 | $9,108 | 6.125% | $4,987 | 11 | +$1,639 | |
| 30 | $9,332 | 6.490% | $5,238 | 14 | +$1,863 | |
| 31 | $9,701 | 6.490% | $6,720 | 11 | +$2,232 | |
| 32 | $10,121 | 5.875% | $7,396 | 51 | +$2,652 | |
| 33 | $10,199 | 6.125% | $6,746 | 68 | +$2,730 | |
| 34 | $10,529 | 6.875% | $6,477 | 16 | +$3,060 | |
| 35 | $13,712 | 6.990% | $8,949 | 21 | +$6,243 |
Includes lenders with 10+ purchase originations in Canyon County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Idaho → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.