JMJ FINANCIAL GROUP closing costs and rates (2024)
In 2024, JMJ FINANCIAL GROUP originated 486 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $12,167. That is $5,426 above the national median of $6,741. JMJ FINANCIAL GROUP is most active in California with 344 originations there.
Purchase Originations
486
Median Total Costs
$12,167
+80.5% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$5,125
Median Lender Credits
$899
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 345 | 6.625% | $9,971 | $4,919 |
| fha | 93 | 6.250% | $18,961 | $6,061 |
| va | 48 | 6.250% | $15,433 | $5,556 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 344 | 6.625% | $12,964 | #102 |
| Idaho | 84 | 6.500% | $10,993 | #50 |
| Nevada | 13 | 7.000% | $6,901 | — |
| Arizona | 6 | 6.562% | $8,172 | — |
| Tennessee | 6 | 6.250% | $9,604 | — |
| Florida | 5 | 6.875% | $8,875 | — |
| Texas | 5 | 6.625% | $11,260 | — |
| Oregon | 4 | 6.183% | $9,458 | — |
| Georgia | 3 | 6.250% | $18,783 | — |
| Minnesota | 3 | 6.750% | $12,327 | — |
| Utah | 3 | 6.625% | $17,838 | — |
| Washington | 3 | 7.000% | $8,326 | — |
| Montana | 2 | 6.562% | $9,643 | — |
| South Carolina | 2 | 6.188% | $12,857 | — |
| Colorado | 1 | 7.500% | $4,519 | — |
| North Carolina | 1 | 7.125% | $4,746 | — |
| Wisconsin | 1 | 7.125% | $4,639 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,866 | 6.625% | — | 3 | −$6,301 | |
| 2 | $6,901 | 7.000% | — | 13 | −$5,266 | |
| 3 | $7,229 | 6.750% | — | 2 | −$4,938 | |
| 4 | $8,961 | 6.250% | — | 3 | −$3,206 | |
| 5 | $9,242 | 6.625% | — | 45 | −$2,925 | |
| 6 | $11,509 | 6.375% | — | 2 | −$658 | |
| 7 | $12,327 | 6.750% | — | 3 | +$160 | |
| 8 | $12,487 | 6.375% | — | 30 | +$320 | |
| 9 | $12,544 | 6.625% | — | 45 | +$377 | |
| 10 | $12,741 | 6.688% | — | 2 | +$574 | |
| 11 | $12,760 | 6.625% | — | 2 | +$593 | |
| 12 | $12,768 | 6.500% | — | 46 | +$601 | |
| 13 | $13,011 | 6.625% | — | 148 | +$844 | |
| 14 | $14,045 | 5.875% | — | 2 | +$1,878 | |
| 15 | $14,101 | 6.500% | — | 2 | +$1,934 | |
| 16 | $15,650 | 6.625% | — | 74 | +$3,483 | |
| 17 | $16,136 | 5.812% | — | 2 | +$3,969 | |
| 18 | $16,460 | 6.625% | — | 3 | +$4,293 | |
| 19 | $18,177 | 6.500% | — | 8 | +$6,010 | |
| 20 | $18,332 | 6.625% | — | 6 | +$6,165 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.