Homebuyers in Pasco County County who chose TIDEWATER MORTGAGE SERVICES, INC. paid $8,391 less in closing costs than the county median.
County Median Costs
$8,391
−3.1% vs Florida ($8,663)
Median Rate
6.120%
−5.7% vs national (6.490%)
Median Origination
$1,795
Purchase Originations
10,275
Denial Rate
9.0%
vs Florida avg (10.5%)
vs Florida Median
3.1% below
$-272
vs National Median
25.6% above
$1,711
100 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 0.000% | $0 | 15 | −$5,937 | |
| 2 | $1,523 | 5.750% | $0 | 197 | −$4,414 | |
| 3 | $2,861 | 6.190% | $1,045 | 20 | −$3,076 | |
| 4 | $3,580 | 6.500% | $1,380 | 13 | −$2,357 | |
| 5 | $3,872 | 5.500% | $0 | 319 | −$2,065 | |
| 6 | $3,879 | 5.625% | $101 | 37 | −$2,058 | |
| 7 | $3,986 | 5.375% | $500 | 156 | −$1,951 | |
| 8 | $4,062 | 6.500% | $1,295 | 14 | −$1,874 | |
| 9 | $4,068 | 6.250% | $1,201 | 46 | −$1,869 | |
| 10 | $4,174 | 6.625% | $0 | 32 | −$1,763 | |
| 11 | $4,212 | 6.375% | $486 | 13 | −$1,725 | |
| 12 | $4,229 | 6.438% | $2,730 | 14 | −$1,708 | |
| 13 | $4,277 | 6.500% | $1,496 | 16 | −$1,660 | |
| 14 | $4,621 | 4.250% | $1,205 | 11 | −$1,316 | |
| 15 | $4,649 | 7.125% | $1,325 | 15 | −$1,288 | |
| 16 | $4,709 | 5.750% | $1,025 | 13 | −$1,228 | |
| 17 | $4,759 | 5.990% | $899 | 13 | −$1,178 | |
| 18 | $4,811 | 6.375% | $1,682 | 65 | −$1,126 | |
| 19 | $4,838 | 6.500% | $1,640 | 28 | −$1,099 | |
| 20 | $4,895 | 4.875% | $1,795 | 485 | −$1,042 | |
| 21 | $5,021 | 5.875% | $125 | 175 | −$916 | |
| 22 | $5,024 | 4.990% | $1,490 | 10 | −$913 | |
| 23 | $5,145 | 6.375% | $1,595 | 18 | −$792 | |
| 24 | $5,279 | 6.438% | $1,806 | 12 | −$658 | |
| 25 | $5,344 | 6.375% | $3,017 | 34 | −$593 |
Includes lenders with 10+ purchase originations in Pasco County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.