Lowest closing cost mortgage lenders in Pasco County County, Florida
In Pasco County, Florida, homebuyers paid a median of $8,387 in closing costs in 2024 — below the Florida median of $8,887. The county saw 11,176 purchase mortgages at a median rate of 6.25%. Among lenders with 10+ originations, LENNAR MORTGAGE, LLC offered the lowest median costs at $1,486, which is $5,362 less than the county median.
Homebuyers in Pasco County County who chose LENNAR MORTGAGE, LLC paid $6,901 less in closing costs than the county median.
County Median Costs
$8,387
−5.6% vs Florida ($8,887)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$1,970
Purchase Originations
11,176
vs Florida Median
5.6% below
$-500
vs National Median
24.4% above
$1,646
Lender rankings in Pasco County County
104 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,567 | 6.125% | $0 | 169 | −$2,328 | |
| 2 | $3,794 | 6.375% | $101 | 89 | −$2,101 | |
| 3 | $3,810 | 5.990% | $0 | 637 | −$2,085 | |
| 4 | $3,902 | 5.625% | $500 | 133 | −$1,993 | |
| 5 | $3,962 | 7.000% | $850 | 17 | −$1,933 | |
| 6 | $4,258 | 6.625% | $0 | 58 | −$1,637 | |
| 7 | $4,274 | 6.500% | $1,281 | 13 | −$1,622 | |
| 8 | $4,341 | 6.375% | $1,580 | 55 | −$1,554 | |
| 9 | $4,432 | 6.625% | $783 | 66 | −$1,463 | |
| 10 | $4,460 | 6.500% | $1,295 | 13 | −$1,435 | |
| 11 | $4,475 | 6.438% | $1,509 | 40 | −$1,420 | |
| 12 | $4,841 | 6.500% | $1,236 | 21 | −$1,054 | |
| 13 | $4,858 | 6.125% | $1,000 | 11 | −$1,038 | |
| 14 | $4,938 | 6.625% | $1,295 | 24 | −$957 | |
| 15 | $5,006 | 5.375% | $1,795 | 600 | −$889 | |
| 16 | $5,064 | 6.750% | $1,323 | 10 | −$830 | |
| 17 | $5,082 | 6.625% | $2,012 | 13 | −$814 | |
| 18 | $5,100 | 6.438% | $1,273 | 18 | −$795 | |
| 19 | $5,160 | 6.188% | $1,025 | 10 | −$735 | |
| 20 | $5,173 | 6.500% | $1,449 | 25 | −$722 | |
| 21 | $5,188 | 6.625% | $125 | 203 | −$707 | |
| 22 | $5,248 | 6.125% | $1,250 | 55 | −$647 | |
| 23 | $5,271 | 6.500% | $1,500 | 36 | −$624 | |
| 24 | $5,272 | 6.562% | $2,294 | 12 | −$623 | |
| 25 | $5,277 | 6.625% | $2,095 | 23 | −$618 | |
| 26 | $5,598 | 6.500% | $1,540 | 14 | −$297 | |
| 27 | $5,655 | 6.125% | $2,312 | 45 | −$240 | |
| 28 | $5,675 | 6.625% | $2,049 | 44 | −$220 | |
| 29 | $5,697 | 6.545% | $1,250 | 44 | −$198 | |
| 30 | $5,961 | 6.990% | $2,393 | 21 | +$66 | |
| 31 | $5,968 | 6.870% | $2,716 | 18 | +$73 | |
| 32 | $5,979 | 6.375% | $1,952 | 41 | +$84 | |
| 33 | $5,980 | 6.875% | $2,673 | 43 | +$85 | |
| 34 | $6,010 | 6.625% | $1,295 | 10 | +$115 | |
| 35 | $6,019 | 6.875% | $2,876 | 17 | +$124 | |
| 36 | $6,118 | 6.058% | $1,587 | 76 | +$223 | |
| 37 | $6,126 | 6.600% | $2,323 | 27 | +$231 | |
| 38 | $6,166 | 6.624% | $2,387 | 56 | +$271 | |
| 39 | $6,294 | 6.990% | $3,253 | 74 | +$399 | |
| 40 | $6,338 | 6.990% | $2,532 | 44 | +$443 | |
| 41 | $6,415 | 6.990% | $1,425 | 29 | +$520 | |
| 42 | $6,452 | 6.990% | $2,861 | 15 | +$558 | |
| 43 | $6,544 | 6.490% | $4,622 | 14 | +$649 | |
| 44 | $6,619 | 6.562% | $2,886 | 10 | +$724 | |
| 45 | $6,621 | 6.625% | $1,252 | 30 | +$726 | |
| 46 | $6,640 | 6.250% | $2,819 | 48 | +$745 | |
| 47 | $6,646 | 6.625% | $2,590 | 40 | +$751 | |
| 48 | $6,766 | 9.170% | $4,500 | 31 | +$871 | |
| 49 | $6,873 | 6.500% | $2,690 | 48 | +$978 | |
| 50 | $6,939 | 6.870% | $1,311 | 16 | +$1,044 | |
| 51 | $6,991 | 6.625% | $3,766 | 274 | +$1,096 | |
| 52 | $7,172 | 6.875% | $3,482 | 64 | +$1,277 | |
| 53 | $7,397 | 6.875% | $3,930 | 76 | +$1,502 | |
| 54 | $7,442 | 7.125% | $3,977 | 23 | +$1,547 | |
| 55 | $7,463 | 7.125% | $4,249 | 17 | +$1,568 | |
| 56 | $7,522 | 6.550% | $3,566 | 51 | +$1,627 | |
| 57 | $7,592 | 6.875% | $3,657 | 62 | +$1,697 | |
| 58 | $7,602 | 6.750% | $3,350 | 71 | +$1,707 | |
| 59 | $7,785 | 7.125% | $4,105 | 52 | +$1,890 | |
| 60 | $7,798 | 6.990% | $4,243 | 150 | +$1,903 | |
| 61 | $7,820 | 6.625% | $4,620 | 678 | +$1,925 | |
| 62 | $7,823 | 6.625% | $3,810 | 15 | +$1,928 | |
| 63 | $7,962 | 6.625% | $4,246 | 12 | +$2,067 | |
| 64 | $8,035 | 6.875% | $4,152 | 45 | +$2,140 | |
| 65 | $8,175 | 6.990% | $4,520 | 39 | +$2,280 | |
| 66 | $8,250 | 6.625% | $1,499 | 11 | +$2,354 | |
| 67 | $8,651 | 6.490% | $5,365 | 73 | +$2,756 | |
| 68 | $8,696 | 6.625% | $4,785 | 46 | +$2,801 | |
| 69 | $8,887 | 6.500% | $5,132 | 38 | +$2,992 | |
| 70 | $8,972 | 6.625% | $4,955 | 18 | +$3,077 | |
| 71 | $9,254 | 6.875% | $5,530 | 27 | +$3,359 | |
| 72 | $9,920 | 6.625% | $6,395 | 50 | +$4,025 | |
| 73 | $10,033 | 6.875% | $6,081 | 21 | +$4,138 | |
| 74 | $10,242 | 6.433% | $7,242 | 10 | +$4,347 | |
| 75 | $10,256 | 9.625% | $7,352 | 12 | +$4,361 | |
| 76 | $10,391 | 6.933% | $5,697 | 30 | +$4,496 | |
| 77 | $10,738 | 6.558% | $6,548 | 20 | +$4,843 | |
| 78 | $10,924 | 6.500% | $6,125 | 51 | +$5,029 | |
| 79 | $12,211 | 7.808% | $6,517 | 10 | +$6,316 | |
| 80 | $12,295 | 9.062% | $8,707 | 14 | +$6,400 | |
| 81 | $12,347 | 6.375% | $8,466 | 187 | +$6,452 | |
| 82 | $12,361 | 7.375% | $8,720 | 19 | +$6,466 | |
| 83 | $14,755 | 8.312% | $11,289 | 12 | +$8,860 | |
| 84 | $14,940 | 6.188% | $12,597 | 12 | +$9,045 | |
| 85 | $15,101 | 7.875% | $10,397 | 11 | +$9,206 | |
| 86 | $18,834 | 8.500% | $13,607 | 15 | +$12,939 |
Includes lenders with 10+ purchase originations in Pasco County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.