What are the average closing costs in Naugatuck Valley Planning Region County?

In Naugatuck Valley Planning Region County, the median total loan costs on purchase mortgages were $6,680 in 2024, based on 3,593 originations.

Which lender has the lowest closing costs in Naugatuck Valley Planning Region County?

Among lenders with 10+ originations in Naugatuck Valley Planning Region County, Bank of America, National Association had the lowest median total closing costs at $2,310 in 2024.

How do closing costs in Naugatuck Valley Planning Region County compare to Connecticut?

Naugatuck Valley Planning Region County closing costs (median $6,680) are 6.2% above the Connecticut state median of $6,293.

Lowest closing cost mortgage lenders in Naugatuck Valley Planning Region County, Connecticut

In Naugatuck Valley Planning Region, Connecticut, homebuyers paid a median of $6,680 in closing costs in 2024 — above the Connecticut median of $6,293. The county saw 3,593 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Bank of America, National Association offered the lowest median costs at $2,310, which is $3,412 less than the county median.

Homebuyers in Naugatuck Valley Planning Region County who chose Bank of America, National Association paid $4,370 less in closing costs than the county median.

County Median Costs

$6,680

+6.2% vs Connecticut ($6,293)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,985

Purchase Originations

3,593

vs Connecticut Median

6.2% above

$387

vs National Median

0.9% below

$-61

Lender rankings in Naugatuck Valley Planning Region County

54 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Bank of America, National Association	$2,310	5.875%	$802	46	−$3,412
2	MEMBERS MORTGAGE COMPANY, INC.	$3,580	5.938%	$999	14	−$2,142
3	GUILD MORTGAGE COMPANY LLC	$3,846	6.812%	$1,295	10	−$1,876
4	The Torrington Savings Bank	$4,035	6.250%	$400	19	−$1,687
5	Liberty Bank	$4,108	6.250%	$575	64	−$1,614
6	Thomaston Savings Bank	$4,142	6.500%	$800	104	−$1,580
7	Webster Bank, National Association	$4,191	6.375%	$1,000	13	−$1,531
8	SIKORSKY FINANCIAL CREDIT UNION	$4,488	5.990%	$825	43	−$1,234
9	MORTGAGE EQUITY PARTNERS LLC	$4,601	6.375%	$1,295	11	−$1,121
10	Union Savings Bank	$4,610	6.250%	$650	27	−$1,112
11	HOMESTEAD FUNDING CORP.	$4,647	6.625%	$1,095	21	−$1,075
12	EQUITY RESOURCES, INC.	$4,840	6.688%	$1,295	12	−$882
13	TD Bank, National Association	$4,884	6.625%	$1,331	13	−$838
14	FIRST WORLD MORTGAGE CORPORATION	$4,911	6.625%	$1,295	109	−$811
15	MOVEMENT MORTGAGE, LLC	$4,938	6.625%	$1,495	59	−$784
16	Manufacturers and Traders Trust Company	$4,958	6.375%	$1,422	18	−$764
17	PROVINCE MORTGAGE ASSOCIATES, INC.	$4,986	6.625%	$1,295	20	−$736
18	Newtown Savings Bank	$5,012	6.250%	$1,165	82	−$710
19	Prosperity Home Mortgage, LLC	$5,106	6.875%	$1,438	33	−$616
20	JPMorgan Chase Bank, National Association	$5,372	6.625%	$2,207	56	−$350
21	U.S. Bank National Association	$5,422	6.500%	$1,489	47	−$300
22	MORTGAGE MARKETS CUSO, LLC	$5,443	6.500%	$1,975	21	−$279
23	MORTGAGE RESEARCH CENTER, LLC	$5,559	6.875%	$2,415	11	−$163
24	WILLIAM RAVEIS MORTGAGE, LLC	$5,652	6.500%	$1,890	55	−$70
25	Ixonia Bank	$5,704	6.875%	$1,870	13	−$18
26	CROSSCOUNTRY MORTGAGE, LLC	$5,733	6.875%	$1,900	99	+$11
27	PROVIDENT FUNDING ASSOCIATES, L.P.	$5,755	6.812%	$2,618	14	+$33
28	NORWICH COMMERCIAL GROUP, INC.	$5,777	6.750%	$2,616	46	+$55
29	TOTAL MORTGAGE SERVICES, LLC	$5,781	6.750%	$1,785	254	+$59
30	Wells Fargo Bank, National Association	$5,852	6.375%	$2,316	21	+$130
31	T2 FINANCIAL LLC	$5,979	6.875%	$2,124	46	+$257
32	GUARANTEED RATE AFFINITY, LLC	$5,982	6.625%	$1,640	41	+$260
33	GUARANTEED RATE, INC.	$5,984	6.750%	$1,956	48	+$262
34	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$6,092	6.875%	$2,044	90	+$370
35	PRIMARY RESIDENTIAL MORTGAGE, INC.	$6,194	6.750%	$3,092	23	+$472
36	NEW AMERICAN FUNDING, LLC	$6,209	6.562%	$3,141	22	+$487
37	NEWREZ LLC	$6,236	6.990%	$2,814	33	+$514
38	NFM, INC.	$6,311	6.625%	$3,164	19	+$589
39	CMG MORTGAGE, INC.	$6,312	6.625%	$3,010	71	+$590
40	PRIMELENDING, A PLAINSCAPITAL COMPANY	$6,515	6.750%	$3,166	47	+$793
41	ROCKET MORTGAGE, LLC	$6,564	6.625%	$4,178	120	+$842
42	Citizens Bank, National Association	$6,592	6.812%	$3,128	10	+$870
43	LOANDEPOT.COM, LLC	$6,719	6.625%	$3,026	18	+$997
44	AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC	$8,013	6.875%	$4,198	44	+$2,291
45	PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.	$8,064	6.875%	$4,165	15	+$2,342
46	PENNYMAC LOAN SERVICES, LLC	$8,353	6.990%	$4,821	28	+$2,631
47	KIND LENDING, LLC	$8,630	6.625%	$4,358	13	+$2,908
48	ARK-LA-TEX FINANCIAL SERVICES, LLC.	$8,791	6.875%	$5,938	15	+$3,069
49	PLAZA HOME MORTGAGE, INC.	$8,840	6.625%	$5,463	38	+$3,118
50	UNITED WHOLESALE MORTGAGE, LLC	$9,300	6.965%	$5,435	156	+$3,578
51	UNION HOME MORTGAGE CORP.	$9,454	6.933%	$5,790	26	+$3,732
52	PRYSMA LENDING GROUP, LLC	$10,449	8.000%	$7,100	30	+$4,727
53	First National Bank of America	$12,060	9.750%	$8,345	27	+$6,338

Includes lenders with 10+ purchase originations in Naugatuck Valley Planning Region County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Connecticut → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.