Purchase Originations
252
Median Total Costs
$5,705
−14.6% vs national ($6,680)
↑ $484 vs prior year
Median Rate
6.250%
−3.7% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,265
Median Lender Credits
$75
Denial Rate
3.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 242 | 6.250% | $5,688 | $1,265 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Connecticut | 252 | 6.250% | $5,705 | #24 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,290 | 6.250% | — | 50 | −$415 | |
| 2 | $5,551 | 6.375% | — | 8 | −$154 | |
| 3 | $5,642 | 6.250% | — | 92 | −$63 | |
| 4 | $6,046 | 6.125% | — | 39 | +$341 | |
| 5 | $6,130 | 6.375% | — | 15 | +$425 | |
| 6 | $6,387 | 6.375% | — | 6 | +$682 | |
| 7 | $6,757 | 6.438% | — | 40 | +$1,052 | |
| 8 | $11,462 | 6.062% | — | 2 | +$5,757 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Newtown Savings Bank | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $405,000 | $335,000 | +$70,000 (+20.9%) |
| Median total closing costs | $5,705 | $7,127 | −$1,422 (−20.0%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.