Purchase Originations
762
Ranked #475 nationally
Median Total Costs
$7,006
+4.9% vs national ($6,680)
↓ $56 vs prior year
Median Rate
6.125%
−5.6% vs national (6.490%)
↓ 0.250% vs prior year
Median Origination
$1,590
Median Lender Credits
$476
Cost Rank (500+ vol.)
#369
among lenders with 500+ originations
Denial Rate
8.5%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 759 | 6.125% | $7,004 | $1,590 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 288 | 6.000% | $6,690 | #40 |
| New York | 183 | 6.000% | $6,965 | #95 |
| New Jersey | 139 | 6.250% | $8,173 | #81 |
| Connecticut | 104 | 6.250% | $4,986 | #50 |
| Pennsylvania | 20 | 6.312% | $9,655 | — |
| Rhode Island | 14 | 6.562% | $6,624 | — |
| New Hampshire | 6 | 6.188% | $6,096 | — |
| Florida | 3 | 6.500% | $7,264 | — |
| Maine | 3 | 6.250% | $5,834 | — |
| South Carolina | 1 | 6.625% | $3,918 | — |
| Wisconsin | 1 | 5.250% | $10,323 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.250% | — | 40 | −$7,006 | |
| 2 | $4,650 | 6.125% | — | 17 | −$2,356 | |
| 3 | $4,693 | 5.875% | — | 39 | −$2,313 | |
| 4 | $4,886 | 6.500% | — | 29 | −$2,120 | |
| 5 | $6,030 | 6.438% | — | 14 | −$976 | |
| 6 | $6,571 | 6.125% | — | 44 | −$435 | |
| 7 | $6,601 | 5.875% | — | 22 | −$405 | |
| 8 | $6,689 | 6.250% | — | 93 | −$317 | |
| 9 | $6,772 | 5.750% | — | 57 | −$234 | |
| 10 | $6,961 | 6.250% | — | 49 | −$45 | |
| 11 | $7,403 | 6.125% | — | 41 | +$397 | |
| 12 | $7,543 | 6.000% | — | 45 | +$537 | |
| 13 | $7,828 | 6.375% | — | 43 | +$822 | |
| 14 | $8,035 | 6.125% | — | 11 | +$1,029 | |
| 15 | $8,038 | 6.250% | — | 17 | +$1,032 | |
| 16 | $8,131 | 5.750% | — | 18 | +$1,125 | |
| 17 | $8,173 | 6.250% | — | 17 | +$1,167 | |
| 18 | $9,865 | 5.938% | — | 10 | +$2,859 | |
| 19 | $10,398 | 5.875% | — | 21 | +$3,392 | |
| 20 | $11,136 | 6.250% | — | 16 | +$4,130 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Webster Bank, National Association | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $925,000 | $335,000 | +$590,000 (+176.1%) |
| Median total closing costs | $7,006 | $7,127 | −$121 (−1.7%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.