Purchase Originations
141
Median Total Costs
$4,699
−29.7% vs national ($6,680)
↑ $163 vs prior year
Median Rate
5.990%
−7.7% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$825
Median Lender Credits
—
Denial Rate
3.2%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 141 | 5.990% | $4,699 | $825 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Connecticut | 141 | 5.990% | $4,699 | #40 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,414 | 5.875% | — | 7 | −$285 | |
| 2 | $4,514 | 5.875% | — | 37 | −$185 | |
| 3 | $4,552 | 5.990% | — | 7 | −$147 | |
| 4 | $4,749 | 5.375% | — | 2 | +$50 | |
| 5 | $4,919 | 5.990% | — | 50 | +$220 | |
| 6 | $5,287 | 5.812% | — | 36 | +$588 | |
| 7 | $6,399 | 5.812% | — | 2 | +$1,700 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Sikorsky Financial Credit Union | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $385,000 | $335,000 | +$50,000 (+14.9%) |
| Median total closing costs | $4,699 | $7,127 | −$2,428 (−34.1%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.