PROVINCE MORTGAGE ASSOCIATES, INC. closing costs and rates (2024)
In 2024, PROVINCE MORTGAGE ASSOCIATES, INC. originated 354 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $5,915. That is $826 below the national median of $6,741. PROVINCE MORTGAGE ASSOCIATES, INC. is most active in Rhode Island with 174 originations there.
Purchase Originations
354
Median Total Costs
$5,915
−12.3% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,640
Median Lender Credits
$81
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 252 | 6.875% | $5,176 | $1,640 |
| fha | 92 | 6.500% | $14,164 | $4,159 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Rhode Island | 174 | 6.625% | $6,520 | #11 |
| Connecticut | 109 | 6.625% | $5,386 | #45 |
| Massachusetts | 61 | 7.000% | $5,562 | #117 |
| New Hampshire | 6 | 6.625% | $11,255 | — |
| Florida | 4 | 6.500% | $13,209 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,744 | 6.750% | — | 19 | −$1,171 | |
| 2 | $4,886 | 6.688% | — | 8 | −$1,029 | |
| 3 | $4,956 | 7.000% | — | 10 | −$959 | |
| 4 | $5,149 | 6.625% | — | 26 | −$766 | |
| 5 | $5,409 | 7.125% | — | 5 | −$506 | |
| 6 | $5,474 | 7.000% | — | 11 | −$441 | |
| 7 | $5,475 | 6.875% | — | 23 | −$440 | |
| 8 | $5,517 | 6.625% | — | 27 | −$398 | |
| 9 | $5,739 | 6.688% | — | 4 | −$176 | |
| 10 | $5,802 | 6.750% | — | 13 | −$113 | |
| 11 | $5,848 | 7.000% | — | 4 | −$67 | |
| 12 | $5,902 | 6.812% | — | 10 | −$13 | |
| 13 | $5,987 | 7.125% | — | 5 | +$72 | |
| 14 | $6,200 | 6.625% | — | 7 | +$285 | |
| 15 | $6,207 | 6.875% | — | 41 | +$292 | |
| 16 | $7,321 | 6.625% | — | 114 | +$1,406 | |
| 17 | $8,062 | 6.562% | — | 4 | +$2,147 | |
| 18 | $9,483 | 6.500% | — | 3 | +$3,568 | |
| 19 | $10,232 | 7.125% | — | 5 | +$4,317 | |
| 20 | $11,992 | 6.625% | — | 5 | +$6,077 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.