Purchase Originations
424
Median Total Costs
$5,966
−10.7% vs national ($6,680)
↑ $51 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,690
Median Lender Credits
$59
Denial Rate
5.3%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 281 | 6.750% | $5,164 | $1,640 |
| fha | 127 | 6.500% | $14,092 | $3,486 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Rhode Island | 242 | 6.750% | $6,274 | #10 |
| Connecticut | 112 | 6.500% | $5,710 | #47 |
| Massachusetts | 53 | 6.625% | $6,190 | #132 |
| New Hampshire | 15 | 6.625% | $13,759 | — |
| Florida | 2 | 7.000% | $6,234 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,007 | 6.312% | — | 8 | −$959 | |
| 2 | $5,074 | 6.812% | — | 10 | −$892 | |
| 3 | $5,194 | 6.562% | — | 6 | −$772 | |
| 4 | $5,303 | 6.312% | — | 6 | −$663 | |
| 5 | $5,364 | 6.688% | — | 60 | −$602 | |
| 6 | $5,408 | 6.625% | — | 7 | −$558 | |
| 7 | $5,409 | 6.625% | — | 3 | −$557 | |
| 8 | $5,518 | 6.875% | — | 25 | −$448 | |
| 9 | $5,607 | 6.625% | — | 29 | −$359 | |
| 10 | $5,623 | 6.625% | — | 23 | −$343 | |
| 11 | $5,790 | 6.500% | — | 29 | −$176 | |
| 12 | $6,488 | 6.750% | — | 7 | +$522 | |
| 13 | $6,522 | 6.500% | — | 8 | +$556 | |
| 14 | $6,826 | 6.500% | — | 5 | +$860 | |
| 15 | $7,573 | 6.625% | — | 3 | +$1,607 | |
| 16 | $7,652 | 6.750% | — | 161 | +$1,686 | |
| 17 | $9,233 | 6.625% | — | 2 | +$3,267 | |
| 18 | $9,490 | 6.688% | — | 4 | +$3,524 | |
| 19 | $11,917 | 6.438% | — | 4 | +$5,951 | |
| 20 | $14,027 | 6.688% | — | 10 | +$8,061 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Province Mortgage Associates, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $395,000 | $335,000 | +$60,000 (+17.9%) |
| Median total closing costs | $5,966 | $7,127 | −$1,161 (−16.3%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.