Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$0
median across reports
vs. National Average
100%
below national avg
Avg Origination Charge
$1,455
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $1,455 | $1,786 | 🟢 Below Avg |
| lender_credits | $918 | $401 | 🔺 High |
Based on 1,022 homebuyer-submitted Closing Disclosures, AMERICAN EAGLE FINANCIAL's median total closing costs are $0. This is about 100% below the $3,201 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
Are Closing Costs Negotiable?
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What Are Junk Fees on a Mortgage?
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How to Read Your Closing Disclosure
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Average Closing Costs by State
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Federal data snapshot (2025)
In 2025, AMERICAN EAGLE FINANCIAL originated 218 purchase loans with median closing costs of $4,287.
See 2025 HMDA market data for AMERICAN EAGLE FINANCIAL →