Lowest closing cost mortgage lenders in Contra Costa County County, California
In Contra Costa County, California, homebuyers paid a median of $8,324 in closing costs in 2024 — below the California median of $9,450. The county saw 7,868 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, HOMEAMERICAN MORTGAGE CORPORATION offered the lowest median costs at $250, which is $7,494 less than the county median.
Homebuyers in Contra Costa County County who chose HOMEAMERICAN MORTGAGE CORPORATION paid $8,074 less in closing costs than the county median.
County Median Costs
$8,324
−11.9% vs California ($9,450)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,400
Purchase Originations
7,868
vs California Median
11.9% below
$-1,126
vs National Median
23.5% above
$1,583
Lender rankings in Contra Costa County County
90 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $250 | 6.062% | $0 | 20 | −$7,494 | |
| 2 | $632 | 6.058% | $0 | 18 | −$7,112 | |
| 3 | $935 | 6.750% | $595 | 29 | −$6,809 | |
| 4 | $1,919 | 6.750% | $0 | 14 | −$5,825 | |
| 5 | $4,542 | 6.500% | $1,380 | 57 | −$3,202 | |
| 6 | $4,663 | 6.375% | $0 | 19 | −$3,081 | |
| 7 | $4,740 | 6.250% | $250 | 13 | −$3,004 | |
| 8 | $4,831 | 5.562% | $101 | 28 | −$2,913 | |
| 9 | $4,966 | 6.125% | $118 | 21 | −$2,778 | |
| 10 | $5,052 | 6.375% | $995 | 33 | −$2,692 | |
| 11 | $5,267 | 6.125% | $0 | 35 | −$2,477 | |
| 12 | $5,751 | 6.875% | $1,445 | 10 | −$1,993 | |
| 13 | $5,790 | 6.375% | $1,269 | 32 | −$1,954 | |
| 14 | $5,888 | 6.625% | $1,910 | 26 | −$1,856 | |
| 15 | $5,934 | 6.990% | $1,445 | 97 | −$1,810 | |
| 16 | $6,011 | 6.625% | $1,570 | 185 | −$1,733 | |
| 17 | $6,035 | 6.625% | $1,782 | 223 | −$1,709 | |
| 18 | $6,098 | 6.625% | $1,495 | 11 | −$1,646 | |
| 19 | $6,105 | 6.250% | $0 | 35 | −$1,639 | |
| 20 | $6,125 | 6.875% | $1,720 | 10 | −$1,619 | |
| 21 | $6,271 | 6.625% | $1,990 | 39 | −$1,473 | |
| 22 | $6,335 | 6.875% | $1,050 | 17 | −$1,409 | |
| 23 | $6,381 | 6.375% | $995 | 55 | −$1,363 | |
| 24 | $6,448 | 6.050% | $815 | 41 | −$1,296 | |
| 25 | $6,552 | 6.000% | $795 | 31 | −$1,192 | |
| 26 | $6,643 | 6.500% | $1,950 | 23 | −$1,101 | |
| 27 | $6,722 | 6.125% | $1,495 | 14 | −$1,022 | |
| 28 | $6,734 | 6.375% | $1,295 | 324 | −$1,010 | |
| 29 | $6,868 | 6.990% | $1,790 | 44 | −$876 | |
| 30 | $6,878 | 6.433% | $1,025 | 12 | −$866 | |
| 31 | $6,891 | 6.250% | $1,925 | 10 | −$853 | |
| 32 | $6,980 | 6.625% | $2,884 | 634 | −$764 | |
| 33 | $6,986 | 6.883% | $2,038 | 48 | −$758 | |
| 34 | $7,012 | 6.625% | $2,060 | 15 | −$732 | |
| 35 | $7,111 | 6.625% | $2,280 | 44 | −$633 | |
| 36 | $7,134 | 6.625% | $900 | 11 | −$610 | |
| 37 | $7,171 | 7.000% | $1,894 | 21 | −$573 | |
| 38 | $7,321 | 6.500% | $1,595 | 15 | −$423 | |
| 39 | $7,351 | 6.375% | $1,250 | 119 | −$393 | |
| 40 | $7,371 | 6.500% | $1,260 | 68 | −$373 | |
| 41 | $7,375 | 6.990% | $1,695 | 18 | −$369 | |
| 42 | $7,384 | 6.625% | $2,803 | 101 | −$360 | |
| 43 | $7,388 | 6.625% | $2,974 | 30 | −$356 | |
| 44 | $7,408 | 6.149% | $1,475 | 23 | −$336 | |
| 45 | $7,442 | 6.487% | $1,772 | 18 | −$302 | |
| 46 | $7,468 | 6.990% | $1,640 | 36 | −$276 | |
| 47 | $7,495 | 6.875% | $1,640 | 18 | −$249 | |
| 48 | $7,556 | 6.875% | $2,040 | 39 | −$188 | |
| 49 | $7,594 | 6.750% | $4,253 | 38 | −$150 | |
| 50 | $7,755 | 6.438% | $850 | 10 | +$11 | |
| 51 | $7,919 | 6.375% | $1,190 | 148 | +$175 | |
| 52 | $7,932 | 7.375% | $2,345 | 25 | +$188 | |
| 53 | $7,957 | 6.550% | $2,786 | 125 | +$213 | |
| 54 | $8,068 | 7.125% | $2,829 | 35 | +$324 | |
| 55 | $8,083 | 6.125% | $1,465 | 248 | +$339 | |
| 56 | $8,092 | 6.875% | $3,375 | 33 | +$348 | |
| 57 | $8,101 | 7.000% | $2,490 | 449 | +$357 | |
| 58 | $8,181 | 6.000% | $2,519 | 22 | +$437 | |
| 59 | $8,310 | 6.188% | $2,476 | 256 | +$566 | |
| 60 | $8,404 | 6.875% | $2,733 | 11 | +$660 | |
| 61 | $8,572 | 7.125% | $4,009 | 19 | +$828 | |
| 62 | $8,633 | 6.250% | $995 | 63 | +$889 | |
| 63 | $8,692 | 6.990% | $3,791 | 124 | +$948 | |
| 64 | $8,907 | 6.625% | $4,194 | 51 | +$1,163 | |
| 65 | $8,909 | 6.624% | $4,190 | 65 | +$1,165 | |
| 66 | $9,086 | 6.625% | $4,351 | 756 | +$1,342 | |
| 67 | $9,307 | 6.750% | $4,721 | 22 | +$1,563 | |
| 68 | $9,317 | 6.625% | $3,871 | 167 | +$1,573 | |
| 69 | $9,411 | 6.500% | $4,406 | 15 | +$1,667 | |
| 70 | $9,477 | 6.750% | $5,833 | 34 | +$1,733 | |
| 71 | $9,713 | 6.625% | $6,018 | 30 | +$1,969 | |
| 72 | $9,745 | 6.875% | $4,966 | 126 | +$2,001 | |
| 73 | $10,014 | 7.312% | $6,474 | 20 | +$2,270 | |
| 74 | $10,317 | 6.500% | $5,680 | 32 | +$2,573 | |
| 75 | $10,569 | 6.625% | $6,197 | 36 | +$2,825 | |
| 76 | $10,728 | 6.990% | $6,457 | 12 | +$2,984 | |
| 77 | $10,782 | 6.490% | $7,382 | 11 | +$3,038 | |
| 78 | $11,398 | 6.875% | $6,787 | 122 | +$3,654 | |
| 79 | $11,647 | 6.688% | $7,655 | 36 | +$3,903 | |
| 80 | $12,125 | 6.625% | $7,159 | 73 | +$4,381 | |
| 81 | $12,167 | 6.933% | $7,432 | 16 | +$4,423 | |
| 82 | $12,583 | 7.125% | $7,200 | 45 | +$4,839 | |
| 83 | $13,103 | 6.375% | $9,168 | 35 | +$5,359 | |
| 84 | $13,771 | 7.062% | $9,237 | 12 | +$6,027 | |
| 85 | $13,957 | 8.500% | $10,408 | 25 | +$6,213 | |
| 86 | $14,245 | 7.750% | $10,789 | 16 | +$6,501 | |
| 87 | $14,438 | 7.125% | $11,245 | 31 | +$6,694 | |
| 88 | $15,715 | 6.250% | $10,502 | 45 | +$7,971 | |
| 89 | $16,996 | 7.750% | $11,765 | 18 | +$9,252 |
Includes lenders with 10+ purchase originations in Contra Costa County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.