Lowest closing cost mortgage lenders in Pinal County County, Arizona
In Pinal County, Arizona, homebuyers paid a median of $9,739 in closing costs in 2024 — above the Arizona median of $8,463. The county saw 9,982 purchase mortgages at a median rate of 6.00%. Among lenders with 10+ originations, HOMEAMERICAN MORTGAGE CORPORATION offered the lowest median costs at $0, which is $5,936 less than the county median.
Homebuyers in Pinal County County who chose HOMEAMERICAN MORTGAGE CORPORATION paid $9,739 less in closing costs than the county median.
County Median Costs
$9,739
+15.1% vs Arizona ($8,463)
Median Rate
6.000%
−9.4% vs national (6.620%)
Median Origination
$1,813
Purchase Originations
9,982
vs Arizona Median
15.1% above
$1,276
vs National Median
44.5% above
$2,998
Lender rankings in Pinal County County
86 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.562% | $0 | 92 | −$5,936 | |
| 2 | $550 | 6.625% | $0 | 43 | −$5,386 | |
| 3 | $674 | 5.875% | $0 | 84 | −$5,262 | |
| 4 | $2,205 | 6.875% | $0 | 24 | −$3,731 | |
| 5 | $3,641 | 6.625% | $500 | 59 | −$2,295 | |
| 6 | $3,936 | 6.433% | $1,180 | 62 | −$2,000 | |
| 7 | $3,986 | 5.500% | $0 | 261 | −$1,950 | |
| 8 | $4,285 | 6.375% | $431 | 17 | −$1,651 | |
| 9 | $4,381 | 6.500% | $1,148 | 13 | −$1,555 | |
| 10 | $4,516 | 6.125% | $126 | 99 | −$1,420 | |
| 11 | $4,528 | 6.000% | $126 | 35 | −$1,408 | |
| 12 | $4,579 | 6.500% | $995 | 39 | −$1,357 | |
| 13 | $4,643 | 6.188% | $2,386 | 34 | −$1,293 | |
| 14 | $4,792 | 6.490% | $1,335 | 19 | −$1,144 | |
| 15 | $4,793 | 5.990% | $1,427 | 25 | −$1,143 | |
| 16 | $4,873 | 6.688% | $1,545 | 18 | −$1,063 | |
| 17 | $4,958 | 6.995% | $1,501 | 22 | −$978 | |
| 18 | $5,004 | 6.625% | $1,690 | 25 | −$932 | |
| 19 | $5,198 | 6.625% | $1,250 | 13 | −$738 | |
| 20 | $5,373 | 6.000% | $1,465 | 62 | −$563 | |
| 21 | $5,533 | 6.875% | $2,791 | 51 | −$403 | |
| 22 | $5,556 | 5.500% | $1,303 | 283 | −$380 | |
| 23 | $5,718 | 4.990% | $1,698 | 265 | −$218 | |
| 24 | $5,718 | 6.750% | $1,831 | 10 | −$218 | |
| 25 | $5,777 | 6.062% | $2,368 | 24 | −$159 | |
| 26 | $5,794 | 6.375% | $1,495 | 31 | −$142 | |
| 27 | $5,815 | 6.875% | $1,593 | 25 | −$121 | |
| 28 | $5,900 | 6.875% | $1,466 | 15 | −$36 | |
| 29 | $5,940 | 6.990% | $2,683 | 17 | +$4 | |
| 30 | $6,054 | 6.625% | $2,463 | 24 | +$118 | |
| 31 | $6,122 | 6.875% | $2,780 | 40 | +$186 | |
| 32 | $6,165 | 6.375% | $1,716 | 24 | +$229 | |
| 33 | $6,231 | 6.812% | $2,852 | 18 | +$295 | |
| 34 | $6,296 | 6.875% | $3,261 | 32 | +$360 | |
| 35 | $6,390 | 6.412% | $2,594 | 30 | +$454 | |
| 36 | $6,423 | 6.125% | $2,318 | 18 | +$487 | |
| 37 | $6,441 | 6.990% | $2,473 | 12 | +$505 | |
| 38 | $6,490 | 6.937% | $1,885 | 18 | +$554 | |
| 39 | $6,508 | 6.625% | $3,401 | 11 | +$572 | |
| 40 | $6,673 | 8.400% | $4,500 | 12 | +$737 | |
| 41 | $6,689 | 6.990% | $3,363 | 126 | +$753 | |
| 42 | $6,749 | 8.600% | $4,180 | 13 | +$813 | |
| 43 | $6,820 | 6.625% | $2,597 | 78 | +$884 | |
| 44 | $6,834 | 6.990% | $3,524 | 25 | +$898 | |
| 45 | $6,992 | 6.870% | $3,554 | 28 | +$1,056 | |
| 46 | $7,095 | 6.500% | $2,955 | 33 | +$1,159 | |
| 47 | $7,158 | 6.433% | $2,947 | 36 | +$1,222 | |
| 48 | $7,255 | 5.875% | $4,400 | 43 | +$1,319 | |
| 49 | $7,400 | 6.937% | $3,355 | 23 | +$1,464 | |
| 50 | $7,436 | 5.750% | $3,185 | 13 | +$1,500 | |
| 51 | $7,485 | 6.500% | $4,346 | 208 | +$1,549 | |
| 52 | $7,504 | 6.990% | $4,131 | 72 | +$1,568 | |
| 53 | $7,715 | 6.375% | $3,829 | 11 | +$1,779 | |
| 54 | $7,745 | 5.990% | $3,593 | 105 | +$1,809 | |
| 55 | $7,837 | 6.990% | $3,779 | 16 | +$1,901 | |
| 56 | $7,868 | 6.875% | $4,983 | 33 | +$1,932 | |
| 57 | $8,066 | 6.625% | $4,675 | 10 | +$2,130 | |
| 58 | $8,131 | 6.625% | $4,474 | 13 | +$2,195 | |
| 59 | $8,361 | 6.625% | $4,983 | 91 | +$2,425 | |
| 60 | $8,435 | 6.625% | $5,050 | 472 | +$2,499 | |
| 61 | $8,457 | 7.125% | $5,243 | 11 | +$2,521 | |
| 62 | $8,635 | 6.308% | $5,731 | 14 | +$2,699 | |
| 63 | $8,654 | 6.490% | $3,645 | 14 | +$2,718 | |
| 64 | $8,926 | 6.990% | $5,625 | 43 | +$2,990 | |
| 65 | $9,260 | 6.625% | $5,514 | 33 | +$3,324 | |
| 66 | $9,329 | 6.625% | $5,002 | 16 | +$3,393 | |
| 67 | $9,403 | 6.250% | $4,306 | 12 | +$3,467 | |
| 68 | $9,506 | 6.625% | $5,550 | 11 | +$3,570 | |
| 69 | $9,599 | 6.625% | $5,315 | 33 | +$3,663 | |
| 70 | $9,784 | 6.500% | $5,675 | 23 | +$3,848 | |
| 71 | $10,911 | 7.000% | $5,086 | 21 | +$4,975 | |
| 72 | $11,571 | 8.875% | $7,502 | 13 | +$5,635 |
Includes lenders with 10+ purchase originations in Pinal County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arizona → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.