ALTITUDE FINANCIAL CORPORATION closing costs and rates (2024)
In 2024, ALTITUDE FINANCIAL CORPORATION originated 861 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,390. That ranks #419 nationally by origination volume. For total closing costs among lenders with 500+ originations, ALTITUDE FINANCIAL CORPORATION ranks #148. That is $2,351 below the national median of $6,741. ALTITUDE FINANCIAL CORPORATION is most active in Arizona with 752 originations there.
Purchase Originations
861
Ranked #419 nationally
Median Total Costs
$4,390
−34.9% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$0
Median Lender Credits
$350
Cost Rank (500+ vol.)
#148
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 500 | 6.875% | $2,838 | $250 |
| fha | 272 | 6.250% | $6,635 | $0 |
| va | 83 | 6.250% | $5,672 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Arizona | 752 | 6.625% | $4,225 | #22 |
| California | 77 | 6.500% | $7,356 | #229 |
| Colorado | 14 | 6.938% | $3,949 | — |
| Nevada | 9 | 6.750% | $2,908 | — |
| Texas | 4 | 6.688% | $3,160 | — |
| Florida | 2 | 6.875% | $8,765 | — |
| Washington | 2 | 6.812% | $4,750 | — |
| Oregon | 1 | 6.500% | $825 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.000% | — | 1 | −$4,390 | |
| 2 | $2,438 | 7.125% | — | 1 | −$1,952 | |
| 3 | $2,908 | 6.750% | — | 9 | −$1,482 | |
| 4 | $2,962 | 7.000% | — | 4 | −$1,428 | |
| 5 | $2,977 | 7.250% | — | 2 | −$1,413 | |
| 6 | $3,268 | 6.500% | — | 38 | −$1,122 | |
| 7 | $3,727 | 5.938% | — | 2 | −$663 | |
| 8 | $3,867 | 6.625% | — | 67 | −$523 | |
| 9 | $4,078 | 6.750% | — | 16 | −$312 | |
| 10 | $4,171 | 6.625% | — | 488 | −$219 | |
| 11 | $4,319 | 6.562% | — | 20 | −$71 | |
| 12 | $5,208 | 6.750% | — | 5 | +$818 | |
| 13 | $5,245 | 6.625% | — | 110 | +$855 | |
| 14 | $5,347 | 7.188% | — | 2 | +$957 | |
| 15 | $6,383 | 6.875% | — | 3 | +$1,993 | |
| 16 | $7,288 | 6.500% | — | 21 | +$2,898 | |
| 17 | $7,325 | 6.250% | — | 17 | +$2,935 | |
| 18 | $7,378 | 6.500% | — | 28 | +$2,988 | |
| 19 | $11,712 | 6.875% | — | 2 | +$7,322 | |
| 20 | $16,183 | 5.750% | — | 3 | +$11,793 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.