OneAZ Credit Union closing costs and rates (2024)
In 2024, OneAZ Credit Union originated 266 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $5,482. That is $1,259 below the national median of $6,741. OneAZ Credit Union is most active in Arizona with 266 originations there.
Purchase Originations
266
Median Total Costs
$5,482
−18.7% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$995
Median Lender Credits
$1,012
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 266 | 6.375% | $5,482 | $995 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Arizona | 266 | 6.375% | $5,482 | #59 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,558 | 6.875% | — | 1 | −$1,924 | |
| 2 | $4,019 | 6.375% | — | 3 | −$1,463 | |
| 3 | $4,132 | 6.750% | — | 2 | −$1,350 | |
| 4 | $4,660 | 6.312% | — | 22 | −$822 | |
| 5 | $4,878 | 6.125% | — | 7 | −$604 | |
| 6 | $5,045 | 6.250% | — | 17 | −$437 | |
| 7 | $5,143 | 6.375% | — | 35 | −$339 | |
| 8 | $5,189 | 6.125% | — | 1 | −$293 | |
| 9 | $5,686 | 6.375% | — | 147 | +$204 | |
| 10 | $6,076 | 6.500% | — | 30 | +$594 | |
| 11 | $7,950 | 7.000% | — | 1 | +$2,468 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.