Homebuyers in Maricopa County County who chose Shea Mortgage Inc. paid $8,537 less in closing costs than the county median.
County Median Costs
$8,537
+2.4% vs Arizona ($8,336)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$2,225
Purchase Originations
45,720
Denial Rate
6.4%
vs Arizona avg (6.7%)
vs Arizona Median
2.4% above
$201
vs National Median
27.8% above
$1,857
209 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.125% | $0 | 245 | −$6,758 | |
| 2 | $0 | 4.500% | $0 | 233 | −$6,758 | |
| 3 | $149 | 5.625% | $0 | 457 | −$6,609 | |
| 4 | $1,185 | 6.490% | $0 | 17 | −$5,573 | |
| 5 | $1,952 | 6.750% | $0 | 71 | −$4,806 | |
| 6 | $2,757 | 9.220% | $2,089 | 26 | −$4,001 | |
| 7 | $2,874 | 6.250% | $262 | 18 | −$3,884 | |
| 8 | $3,007 | 6.875% | $0 | 10 | −$3,751 | |
| 9 | $3,261 | 6.625% | $0 | 299 | −$3,497 | |
| 10 | $3,624 | 6.375% | $0 | 25 | −$3,134 | |
| 11 | $4,029 | 6.375% | $650 | 708 | −$2,729 | |
| 12 | $4,314 | 6.750% | $856 | 14 | −$2,444 | |
| 13 | $4,439 | 6.263% | $0 | 114 | −$2,319 | |
| 14 | $4,656 | 6.375% | $250 | 39 | −$2,102 | |
| 15 | $4,680 | 6.625% | $0 | 129 | −$2,078 | |
| 16 | $4,688 | 6.000% | $1,200 | 11 | −$2,070 | |
| 17 | $4,690 | 6.062% | $187 | 14 | −$2,068 | |
| 18 | $4,761 | 6.375% | $549 | 29 | −$1,997 | |
| 19 | $5,006 | 5.490% | $1,005 | 41 | −$1,752 | |
| 20 | $5,050 | 6.750% | $995 | 22 | −$1,708 | |
| 21 | $5,055 | 4.990% | $0 | 235 | −$1,703 | |
| 22 | $5,069 | 5.625% | $1,800 | 119 | −$1,689 | |
| 23 | $5,076 | 6.125% | $510 | 19 | −$1,682 | |
| 24 | $5,173 | 5.750% | $126 | 1,018 | −$1,585 | |
| 25 | $5,206 | 6.188% | $1,599 | 22 | −$1,552 |
Includes lenders with 10+ purchase originations in Maricopa County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arizona → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.