Grade B · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$7,056
median across reports
vs. National Average
119%
above national avg
Avg Origination Charge
$4,777
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $4,777 | $1,695 | 🔺 High |
| discount_points | $4,648 | $2,263 | 🔺 High |
| lender_credits | $2,290 | $459 | 🔺 High |
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Based on 3,258 homebuyer-submitted Closing Disclosures, Intercap Lending Inc.'s median total closing costs are $7,056. This is about 119% above the $3,221 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Average Closing Costs by State
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Federal data snapshot (2025)
In 2025, Intercap Lending Inc. originated 2,368 purchase loans with median closing costs of $7,670.
See 2025 HMDA market data for Intercap Lending Inc. →