Grade D · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$8,866
median across reports
vs. National Average
171%
above national avg
Avg Origination Charge
$5,099
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $5,099 | $1,708 | 🔺 High |
| discount_points | $3,851 | $2,319 | 🔺 High |
| lender_credits | $469 | $442 | 🟡 Average |
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Check My Loan Estimate — $19Based on 1,614 homebuyer-submitted Closing Disclosures, First Option Mortgage, LLC's median total closing costs are $8,866. This is about 171% above the $3,275 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.