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Lowest closing cost mortgage lenders in Spokane County County, Washington

In Spokane County, Washington, homebuyers paid a median of $7,968 in closing costs in 2024 — near the Washington median of $7,966. The county saw 5,269 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $2,650, which is $3,964 less than the county median.

Homebuyers in Spokane County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,318 less in closing costs than the county median.

County Median Costs

$7,968

+0.0% vs Washington ($7,966)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$4,137

Purchase Originations

5,269

vs Washington Median

0.0% above

$2

vs National Median

18.2% above

$1,227

Lender rankings in Spokane County County

61 lenders with 10+ originations, ranked by median total loan costs.

RankLenderMedian Total Costs ↑Median Rate ↕Median Origination ↕Volume ↕vs. Median
1$2,6505.750%$0182−$3,964
2$2,7966.375%$012−$3,818
3$2,9036.438%$14712−$3,711
4$3,5326.375%$94491−$3,082
5$3,6366.500%$1,05245−$2,978
6$3,7166.875%$92411−$2,898
7$4,0066.325%$81510−$2,608
8$4,1776.750%$1,57024−$2,437
9$4,1906.500%$1,43966−$2,424
10$4,3846.125%$1,74314−$2,230
11$4,6396.875%$875105−$1,975
12$4,7886.688%$2,46980−$1,826
13$4,8785.500%$1,49061−$1,736
14$5,0466.375%$1,85229−$1,568
15$5,0987.375%$3,21413−$1,516
16$5,1786.500%$2,94315−$1,436
17$5,2587.058%$2,92814−$1,356
18$5,2816.500%$3,40916−$1,333
19$5,4436.808%$3,15214−$1,171
20$5,4566.500%$3,45617−$1,158
21$5,6736.625%$3,939133−$941
22$5,8037.438%$3,25710−$811
23$5,8896.875%$3,55028−$725
24$6,1336.688%$3,56918−$481
25$6,1576.990%$3,29121−$457
26$6,1826.625%$3,769202−$432
27$6,8886.875%$4,58085+$274
28$6,9636.625%$4,26116+$349
29$7,0596.625%$4,355204+$445
30$7,0816.933%$4,86520+$467
31$7,1106.625%$4,86542+$496
32$7,1686.624%$4,98911+$554
33$7,1876.750%$4,907103+$573
34$7,2986.625%$4,628254+$684
35$7,3267.000%$4,683104+$712
36$7,3306.875%$5,069210+$716
37$7,3666.625%$4,814129+$752
38$7,3916.624%$5,06717+$777
39$7,4546.625%$5,16517+$840
40$7,6406.562%$4,76810+$1,026
41$7,6846.875%$4,93835+$1,070
42$7,7146.625%$4,79329+$1,100
43$7,7516.625%$4,94115+$1,137
44$7,8036.990%$5,246101+$1,189
45$7,8456.990%$5,17245+$1,231
46$7,9656.562%$5,43418+$1,351
47$7,9936.688%$5,197102+$1,379
48$8,1506.500%$5,72537+$1,536
49$8,1596.625%$5,82718+$1,545
50$8,3596.750%$5,31216+$1,745
51$8,5476.875%$5,956103+$1,933
52$8,6546.875%$5,63728+$2,040
53$8,7476.875%$6,33742+$2,133
54$8,7796.750%$6,60010+$2,165
55$8,7836.625%$6,08443+$2,169
56$9,0126.933%$6,72116+$2,398
57$9,7536.625%$6,46764+$3,139
58$11,3837.625%$5,73147+$4,769

Includes lenders with 10+ purchase originations in Spokane County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Washington → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.