WASHINGTON STATE EMPLOYEES CREDIT UNION closing costs and rates (2024)
In 2024, WASHINGTON STATE EMPLOYEES CREDIT UNION originated 225 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,695. That is $2,046 below the national median of $6,741. WASHINGTON STATE EMPLOYEES CREDIT UNION is most active in Washington with 218 originations there.
Purchase Originations
225
Median Total Costs
$4,695
−30.4% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$924
Median Lender Credits
$29
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 181 | 6.625% | $4,275 | $924 |
| fha | 39 | 6.125% | $12,041 | $2,348 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Washington | 218 | 6.625% | $4,749 | #67 |
| Idaho | 6 | 6.625% | $3,851 | — |
| Oregon | 1 | 7.000% | $2,781 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,238 | 7.000% | — | 5 | −$1,457 | |
| 2 | $3,723 | 6.125% | — | 2 | −$972 | |
| 3 | $3,770 | 6.625% | — | 2 | −$925 | |
| 4 | $3,822 | 6.500% | — | 2 | −$873 | |
| 5 | $3,917 | 6.875% | — | 2 | −$778 | |
| 6 | $3,988 | 6.188% | — | 20 | −$707 | |
| 7 | $4,043 | 6.375% | — | 2 | −$652 | |
| 8 | $4,122 | 6.500% | — | 3 | −$573 | |
| 9 | $4,266 | 6.625% | — | 48 | −$429 | |
| 10 | $4,402 | 6.500% | — | 5 | −$293 | |
| 11 | $4,792 | 6.625% | — | 28 | +$97 | |
| 12 | $4,844 | 6.500% | — | 13 | +$149 | |
| 13 | $4,877 | 6.375% | — | 39 | +$182 | |
| 14 | $4,958 | 6.812% | — | 6 | +$263 | |
| 15 | $5,002 | 6.500% | — | 13 | +$307 | |
| 16 | $5,236 | 6.500% | — | 5 | +$541 | |
| 17 | $5,799 | 6.625% | — | 5 | +$1,104 | |
| 18 | $5,956 | 6.625% | — | 7 | +$1,261 | |
| 19 | $6,551 | 6.750% | — | 5 | +$1,856 | |
| 20 | $8,540 | 6.562% | — | 2 | +$3,845 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.